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217 Chipmunk St, Kings Beach, CA, 96143

1beds
1baths
600sqft
$325,000
$542price/sqft
$2,628/moest. monthly cost
$105,120/yrincome needed

About This Home

This is your chance to own your own Lake Tahoe get away just a short walk to the water. Located in the heart of Kings Beach, you get the best of both worlds, access to natures playground plus nearby shopping for those items you forgot to bring with you. Take a quick stroll for coffee and iconic food venues. Everything you need is close by. Zoned as Commercial/Office /Residential (mixed use). This get a way could double as an income producing Air BNB, Seasonal Rental or even a live / work with no commute. You are buying the land plus 4 walls with electrical, water and sewer already installed. This is not a project for the faint of heart. You should have a background in construction or a high tolerance for pain and suffering with a large checkbook to go with it. However the Reward at the end of the day will be an accomplishment that changes you family for generations of spending time together with the ones you love or spending the money you will make after this investment. Seller Financing may be possible.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

9/10
7/10
North Tahoe SchoolGrades 6-86.2 mi
9/10
North Tahoe High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1936

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Tahoe
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 090192054000
  • Special condition: Notice Of Default

Features

  • Levels: One

Lot

  • Lot size: 1,742 sqft
  • Features: Street

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Avalanche
Earthquake
Inland Flooding
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$95$1,140
Property Taxes $492$5,904
Electricity $398$4,786
Total$2,628$31,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,102/yr
40% on housing$78,840/yr
45% on housing$70,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$542This listing

vs Other Active Listings

Avg $/sqft

ZIP 96143$1,056
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 96143$660
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listing removed$325,000
2026-06-05Listed for sale$325,000
2026-05-06Listing removed$399,000
2025-10-19Listed for sale$399,000
2022-02-04Sold$210,000
2000-04-11Sold$10,000

Unknown Listed By

AgentBarry Mathis
BrokerageeXp Realty of California, Inc

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