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3406 Girard Ave N, Minneapolis, MN, 55412

3beds
1baths
1,060sqft
$114,900
$108price/sqft
$1,087/moest. monthly cost
$43,480/yrincome needed

About This Home

Two Story, detached 2-car garage, large eat-in kitchen, formal dining room. Hardwood floors on the main level. Unfinished basement for future expansion. Front and rear porch, patio, and fenced backyard. Some images in this listing have been virtually staged or digitally altered. This is a Fannie Mae Homepath property.

Getting Around

62
WalkingSomewhat Walkable
50
TransitGood Transit
58
BikeBikeable

Schools

1/10
Cityview CommunityGrades PK-50.6 mi
1/10
Olson Middle SchoolGrades 6-82.1 mi
3/10
Henry Senior High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Upper
  • Area: 99
  • Dimensions: 11x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,060

Heating & Cooling

  • Heating features: Boiler,Radiator
  • Cooling features: None

Interior Area

  • Total structure area: 1,648
  • Total interior livable area: 1,060 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Porch

  • Level: Main
  • Area: 192
  • Dimensions: 24x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0902924120106
  • Zoning description: Residential-Single Family
  • Foundation area: 588

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio,Rear Porch

Lot

  • Lot size: 5,227 sqft
  • Features: Near Public Transit,Tree Coverage - Light
  • Lot size dimensions: 40 x 127

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$108$1,296
Property Taxes $229$2,748
Electricity $170$2,050
Total$1,087$13,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,268/yr
40% on housing$32,610/yr
45% on housing$28,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 55412$105
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55412$179
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$114,900
2025-11-19Sold$149,108
2025-03-13Listing removed$149,900
2025-02-28Listed for sale$149,900
2019-08-30Sold$115,000
2019-07-10Pending sale$109,000
2019-06-27Listed for sale$109,000
1997-11-25Sold$4,500
1996-05-03Sold$58,500

For Sale by Agent

AgentGarth H Johnson
BrokerageThe Realty House

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