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3520 Emerson Dr, Roseville, CA, 95661

3beds
3baths
1,830sqft
$717,033
$392price/sqft
$4,798/moest. monthly cost
$191,920/yrincome needed

About This Home

Absolutely gorgeous home in wonderful gated community. Granite Bay School and Roseville Utilities. Home is warm and inviting, in a lovely neighborhood and close to desirable shopping and restaurants. Tub and shower in master, half bath downstairs. Large garage and lot! Make this home your own personal paradise.

Getting Around

38
WalkingCar-Dependent
14
TransitMinimal Transit
58
BikeBikeable

Schools

10/10
10/10
10/10
Granite Bay High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: In Utility Room

Bathroom

  • Features: ShowerandTub, OversizedTub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,830
  • Total interior livable area: 1,830 sqft

Property

Details

  • Parcel number: 468230016000
  • Zoning: R1
  • Special condition: Standard

Lot

  • Lot size: 10,226 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,625$43,500
Home Insurance *$164$1,968
Property Taxes $611$7,332
Electricity $398$4,786
Total$4,798$57,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,502/yr
40% on housing$143,940/yr
45% on housing$127,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 95661$335
Placer County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 95661$346
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$773,033
2026-03-26Listed for sale$783,033
2021-03-24Listing removed--
2019-09-07Listing removed$2,450
2019-08-30Price change$2,450
2019-07-18Price change$2,975
2019-07-17Listed for rent$3,025
2016-03-02Sold$445,000
2016-02-25Pending sale$465,000
2016-02-11Listed for sale$465,000
2009-04-23Listing removed$334,900
2009-04-14Listed for sale$334,900
2009-04-10Sold$332,000
2009-03-03Price change$324,000
2009-01-29Listed for sale$334,900
2008-12-10Sold$315,861
1998-03-11Sold$57,000
1995-01-06Sold$35,000

For Sale by Agent

AgentJuliana Hill
BrokerageSanta Cruz Estates

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