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3207 Oliver Ave N, Minneapolis, MN, 55412

4beds
1baths
1,570sqft
$222,000
$141price/sqft
$1,773/moest. monthly cost
$70,920/yrincome needed

About This Home

This charming quality-built home stands out as a true rare find among Minneapolis properties — a solidly constructed classic that received a complete top-to-bottom renovation in 1995 by Habitat for Humanity, including all-new plumbing and electrical wiring. Since then, it has been lovingly cared for by attentive owners who have preserved its timeless character while maintaining it with pride. ?Walking up to the home, you’re greeted by a beautiful three-season porch, the perfect spot to unwind and relax. Once inside the home, you’ll be captivated by the stunning original woodwork and amazing hardwood floors, professionally refinished just a few weeks ago, that add incredible warmth throughout the main level . The layout offers wonderful flexibility with three legal bedrooms upstairs and one on the main level, plus a full bathroom on the main floor. A mostly unfinished full basement features a bonus room, ideal for a playroom, home office, or extra storage. The home utilizes a radiant heat boiler system (with a newer unit installed about 10 years ago) for heat, and had a new roof installed in 2021. Outside, a nice-sized, fully fenced yard provides space to hang out or play, or just for? peaceful relaxation. Quality shines throughout this home, seamlessly blending historic charm with modern reliability. This is one of those rare homes that feels truly special the moment you walk in — don’t miss your chance to experience it for yourself!

Getting Around

71
WalkingVery Walkable
45
TransitSome Transit
69
BikeBikeable

Schools

1/10
Olson Middle SchoolGrades 6-82.3 mi
3/10
Henry Senior High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1921

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,570

Heating & Cooling

  • Heating features: Baseboard,Boiler
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,517
  • Total interior livable area: 1,570 sqft

Kitchen

  • Level: Main

Other

  • Level: Main

Porch

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0902924230014
  • Zoning description: Residential-Single Family
  • Foundation area: 947

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch,Screened
  • Fencing: Chain Link,Full,Privacy

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 126 x 40

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,122$13,464
Home Insurance *$208$2,496
Property Taxes $273$3,276
Electricity $170$2,050
Total$1,773$21,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,788/yr
40% on housing$53,190/yr
45% on housing$47,280/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 55412$104
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55412$179
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$222,000
2026-05-29Listed for sale$242,000
1996-01-03Sold$51,000

For Sale by Agent

AgentAshley Freeman
BrokerageFreeman Real Estate

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