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5137 Dreamgarden Loop, Roseville, CA, 95747

1beds
2baths
1,119sqft
$475,000
$424price/sqft
$3,313/moest. monthly cost
$132,520/yrincome needed

About This Home

Welcome to easy living in the highly desirable Sun City Roseville 55+ community. This charming approximately 1,119-square-foot home offers a comfortable and functional floor plan featuring one spacious bedroom plus a versatile den that can easily serve as a guest room, home office, or potential second bedroom. The home includes one full bathroom and one half bathroom, a two-car garage, and a convenient laundry area in the garage. A welcoming front porch provides the perfect spot to enjoy your morning coffee and greet neighbors. Step outside to your private, low-maintenance backyard, complete with a covered patio and desirable southern rear exposure, creating an inviting space for year-round outdoor dining, relaxing, or entertaining. Whether you're looking to downsize without sacrificing comfort or seeking the active lifestyle Sun City Roseville is known for, this home offers an exceptional opportunity. Residents enjoy resort-style amenities, including golf, clubhouses, fitness centers, swimming pools, walking trails, and a wide variety of clubs and activities in one of Northern California's premier active adult communities.

Getting Around

1
WalkingCar-Dependent
17
TransitMinimal Transit
52
BikeBikeable

Schools

9/10
6/10
Silverado Middle SchoolGrades 6-81.8 mi
9/10
Woodcreek High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete,Slab
  • Roof: Tile
  • Construction materials: Concrete,Stucco,Frame,Glass,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Microwave
  • Laundry features: Electric Dryer Hookup,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,119 sqft

Kitchen

  • Features: Breakfast Area

Master Bathroom

  • Features: Shower Stall(s)

Master Bedroom

  • Features: Walk-In Closet,Outside Access

Property

Accessibility

  • Accessibility features: Grab Bars

Details

  • Parcel number: 478220020000
  • Zoning: SFR
  • Special condition: Trust

Features

  • Fencing: Wood,Masonry

Lot

  • Lot size: 5,414 sqft
  • Features: Auto Sprinkler F&R,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$102$1,224
Property Taxes $412$4,944
Electricity $398$4,786
Total$3,313$39,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,588/yr
40% on housing$99,390/yr
45% on housing$88,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$424This listing

vs Other Active Listings

Avg $/sqft

ZIP 95747$295
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95747$308
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$469,500
2026-08-05Price change$469,500
2026-07-08Listed for sale$475,000
2006-07-20Sold$316,000
1999-07-14Sold$155,000
1999-04-01Sold$137,000
1997-10-16Sold$127,000

For Sale by Agent

AgentRichard Johnson
BrokerageRealty ONE Group Complete

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