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5445 Cedar Ave, Riverside, CA, 92509

3beds
2baths
1,774sqft
$659,900
$372price/sqft
$4,475/moest. monthly cost
$179,000/yrincome needed

About This Home

* Sold in AS-IS condition, this property will not qualify for traditional financing. This property is an investor delight due to the interior condition. Cash Buyers ONLY.

Getting Around

20
WalkingCar-Dependent
0
TransitNo Nearby Transit
5
BikeSomewhat Bikeable

Schools

3/10
2/10
Mira Loma Middle SchoolGrades 7-80.8 mi
5/10
Jurupa Valley High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • All Bedrooms Down
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,774 sqft

Property

Details

  • Parcel number: 162070026
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.49 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Boat,Driveway,Off Street,Oversized,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$138$1,656
Property Taxes $603$7,236
Electricity $398$4,786
Total$4,475$53,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,428/yr
40% on housing$134,250/yr
45% on housing$119,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 92509$378
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92509$382
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-04Listed for sale$659,900
2026-04-30Pending sale$659,900
2026-04-03Listed for sale$659,900
1998-12-31Sold$152,000

For Sale by Agent

AgentCharlotte Singleton
BrokerageSerenity Realty

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