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173 Prospect St, Phoenixville, PA, 19460

4beds
3baths
1,629sqft
$400,000
$246price/sqft
$2,767/moest. monthly cost
$110,680/yrincome needed

About This Home

Designed with extra space for comfortable living! This downtown Phoenixville home with FOUR LARGE BEDROOMS and TWO and a HALF baths is now ready for YOU! Welcome to 173 Prospect Street, a beautifully refreshed 4-bedroom home nestled in the heart of downtown Phoenixville! Combining classic charm with modern updates, this move-in-ready home has been recently painted throughout and features beautifully refinished floors, creating a fresh, inviting atmosphere from the moment you step inside. The spacious layout offers four bedrooms, providing plenty of flexibility for family, guests, a home office, or hobby space. Natural light fills the home, highlighting its character while making each room feel warm and welcoming. Location is everything, and this home delivers! Just a short walk from Phoenixville's vibrant Bridge Street, you'll enjoy easy access to award-winning restaurants, breweries, coffee shops, boutique shopping, the Colonial Theatre, Reeves Park, the Schuylkill River Trail, and the many festivals and community events that make Phoenixville one of the most desirable places to live in Chester County. Whether you're looking for your next home or an opportunity to be part of this thriving community, 173 Prospect Street offers the perfect combination of space, updates, and an unbeatable downtown location. Don't miss your chance to own a home in one of the region's most sought-after towns! Located in the heart of downtown Phoenixville, this home embraces the walkable lifestyle. While the property does not offer off-street parking there is unlimited parking in a nearby Prospect Street Phoenixville Borough Lot. (Buyer to verify permit requirements with the Borough).

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

7/10
Barkley El SchoolGrades 2-50.5 mi
8/10

Construction

Condition

  • Property condition: Good
  • Year built: 1920

Materials

  • Foundation: Stone
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Cooktop,Dishwasher,Dryer,Washer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Rear Entrance,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Dry Wall,Plaster Walls
  • Flooring: Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,629

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,629
  • Total interior livable area: 1,629 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1509 0226.0100
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None

Lot

  • Lot size: 1,439 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$115$1,380
Property Taxes $406$4,872
Electricity $224$2,692
Total$2,767$33,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,868/yr
40% on housing$83,010/yr
45% on housing$73,786/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 19460$224
Chester County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 19460$270
Chester County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$389,900
2026-07-26Price change$400,000
2026-07-15Listed for sale$415,000
2020-06-11Sold$237,500
2020-03-17Sold$237,500

For Sale by Agent

AgentJennifer Preston
BrokerageCentury 21 Norris-Valley Forge

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