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4737 Toyon Rd, Riverside, CA, 92504

3beds
2baths
1,221sqft
$598,000
$490price/sqft
$4,189/moest. monthly cost
$167,560/yrincome needed

About This Home

Discover this lovingly-maintained heirloom home on 4737 Toyon Road in the Ramona neighborhood! Featuring 3 bedrooms and 2 updated bathrooms, this single-story home offers a bright and inviting floor plan designed to ensure a comfortable lifestyle. Original wood flooring and natural light fills the living and dining areas, while the kitchen opens to a cozy breakfast nook, both ideal for everyday living and entertaining guests. The secondary bathroom and laundry area, along with a door to the sideyard, are conveniently located next to the kitchen. Dual-pane windows throughout provide year-round comfort. Step outside through the sliding glass door to a good size backyard featuring a wood covered patio, great for outdoor dining, relaxing, weekend barbecues, and family gatherings. The generous lawn offers plenty of space for children, pets, gardening, or future outdoor enhancements. Easily accessible near schools, parks, shopping, dining, and the many conveniences along Arlington Avenue, you'll enjoy easy access to everything you need while living in an established neighborhood. With low property taxes, no HOA, and a prime Riverside location, this home is an outstanding opportunity for first-time buyers, growing families, or anyone looking for single-story living. Schedule your private tour today!

Getting Around

54
WalkingSomewhat Walkable
29
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

5/10
Adams Elementary SchoolGrades K-60.4 mi
4/10
Sierra Middle SchoolGrades 7-81.8 mi
5/10
Ramona High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1959

Materials

  • Foundation: Raised,Slab
  • Roof: Shingle
  • Construction materials: Drywall,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Range Hood
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Bathtub,Separate Shower,Tub Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,All Bedrooms Down
  • Window features: Blinds,Double Pane Windows,Shutters
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,221 sqft

Kitchen

  • Features: Tile Counters

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home

Details

  • Parcel number: 191162011
  • Zoning: R1065
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front Door
  • Pool features: None
  • Patio & porch: Concrete,Covered,Open,Patio
  • Spa features: None
  • Fencing: Vinyl,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,534 sqft
  • Features: 0-1 Unit/Acre,Back Yard,Front Yard,Lawn,Sprinkler System,Yard
  • Lot size dimensions: 6534

Parking

  • Total spaces: 2
  • Parking features: Concrete,Door-Single,Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,023$36,276
Home Insurance *$154$1,848
Property Taxes $614$7,368
Electricity $398$4,786
Total$4,189$50,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,622/yr
40% on housing$125,670/yr
45% on housing$111,706/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$490This listing

vs Other Active Listings

Avg $/sqft

ZIP 92504$342
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92504$403
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$598,000
2017-06-29Sold$294,500

For Sale by Agent

AgentMICHELLE GOULD
BrokerageCOLDWELL BANKER REALTY

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