See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3968 Elmwood Ct, Riverside, CA, 92506

5beds
2baths
2,054sqft
$849,000
$413price/sqft
$5,740/moest. monthly cost
$229,600/yrincome needed

About This Home

Huge Price Reduction-Seller Motivated!! Exquisite Harry Marsh-designed 1934 English Tudor in the heart of Riverside's coveted historic Wood Streets neighborhood, offering five bedrooms, two beautifully remodeled bathrooms, and over 2,000 square feet of timeless character and modern updates. The remodeled granite kitchen features a charming breakfast nook, while the spacious formal dining room, hardwood floors throughout, original built-ins, and inviting fireplace showcase the home's exceptional architectural charm. The flexible floor plan includes three bedrooms on the main level, including a true primary suite with a beautifully remodeled bathroom, plus two additional bedrooms upstairs. An indoor laundry room adds everyday convenience. Lovingly maintained and thoughtfully improved, the sellers have invested extensively in major upgrades, including the roof, HVAC system, marble flooring, and partial plumbing and electrical updates. The professionally landscaped grounds feature automatic sprinklers in both the front and rear yards, a classic Hollywood driveway, and a large backyard with saltwater pool/spa. A standout feature is the detached two-car garage, complete with durable epoxy floors and electrical upgrades. This space presents a blank canvas for customization and offers excellent potential for conversion into an ADU (Accessory Dwelling Unit), creating opportunities for multigenerational living, a guest house, home office, or rental income, subject to buyer verification and city approval. A rare and exceptional Wood Streets gem that perfectly blends historic elegance with modern comfort and future possibilities.

Getting Around

38
WalkingCar-Dependent
39
TransitSome Transit
59
BikeBikeable

Schools

8/10
4/10
Central Middle SchoolGrades 7-80.4 mi
6/10
Polytechnic High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1921

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Tankless Water Heater
  • Laundry features: Laundry Closet

Bathroom

  • Features: Bathtub,Granite Counters,Remodeled,Separate Shower,Tub Shower,Upgraded

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Granite Counters,Storage,All Bedrooms Down,Main Level Primary
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,054 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 217272011
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Rear Porch,Covered,Front Porch,Patio
  • Has spa: Yes
  • Spa features: Heated,In Ground,Private
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.26 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$212$2,544
Property Taxes $795$9,540
Electricity $440$5,285
Total$5,740$68,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,800/yr
40% on housing$172,200/yr
45% on housing$153,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 92506$366
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92506$379
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$849,000
2026-06-16Price change$899,000
2026-06-12Price change$915,000
2026-06-11Price change$955,000
2026-06-05Listed for sale$975,000
2024-07-25Listing removed--
2024-07-19Listed for rent$4,200
2024-03-19Sold$825,000
2024-02-27Pending sale$795,000
2024-02-18Listed for sale$795,000
2019-09-26Sold$549,000
2019-08-21Pending sale$549,000
2019-06-27Listed for sale$549,000
2004-04-02Sold$258,000

For Sale by Agent

AgentSHELBY LOOMIS
BrokerageWESTCOE REALTORS INC

Similar Homes