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7863 Railroad Ave, Riverside, CA, 92504

3beds
2baths
1,684sqft
$679,000
$403price/sqft
$4,658/moest. monthly cost
$186,320/yrincome needed

About This Home

Yes — there's an active freight rail line directly across the street. Trains pass. The current owners have lived here for years and simply stopped noticing; it became part of the rhythm of home. We're disclosing it upfront, because the price already reflects it. What that means for you: BUILT-IN EQUITY from day one, before you even walk through the front door. Now — here's what you're actually getting. A true single-story layout with room to breathe, inside and out. NO HOA. NO MELLO-ROOS. No rules dictating how you live, park, or improve your property. The front yard is a showstopper: FOUR TOWERING PALM TREES frame the entrance with unmistakable curb appeal, and a charming private courtyard welcomes you before you even step inside. Front and back yards are fully landscaped with an automatic sprinkler system throughout — COMPLETELY TURNKEY, zero maintenance required on day one. Inside, a comfortable layout flows naturally through the living room, family room, kitchen, and dining room. Kitchen and bathrooms are spotless clean, well-maintained, and genuinely move-in ready, with fresh interior paint throughout that gives the home a bright, updated feel. A BRAND NEW FURNACE and an HVAC system only 9 years old mean the mechanicals are solid and already covered. Smart thermostat, and a FULL SECURITY CAMERA SYSTEM are already installed — real peace of mind, included. Step into the backyard and you'll find a large concrete slab perfect for outdoor dining and entertaining, 7 mature fruit trees offering natural shade and seasonal harvests, and a sizeable storage shed tucked along the side yard. The entire property is clean, cared for, and reflects genuine pride of ownership at every turn — a home that's been loved, not just lived in. Here's the real story: this property is ADU ELIGIBLE under CA state law, with a detached ADU up to 1,200 sq ft generally permitted BY RIGHT on R-1 lots. Build a guest house, a long-term rental, or a casita for extended family. TWO INCOME STREAMS on one parcel may be within reach. Buyer to independently verify ADU feasibility and permitting with the City of Riverside; no guarantee of approval is made or implied. Direct 91 Freeway access puts you minutes from UCR, shopping, dining, and the full Inland Empire freeway network. No spin. No surprises. A solid, well-maintained home in a connected location — priced with honesty for the buyer who recognizes real value the moment they see it. Schedule your private showing today.

Getting Around

47
WalkingCar-Dependent
28
TransitSome Transit
52
BikeBikeable

Schools

6/10
5/10
4/10
Arlington High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Self Cleaning Oven
  • Laundry features: Washer Hookup,Gas Dryer Hookup,In Garage

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Full Bath on Main Level,Separate Shower

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Laminate Counters,All Bedrooms Down,Bedroom on Main Level,Main Level Primary
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile
  • Fireplace features: Family Room,Masonry,Raised Hearth,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,684 sqft

Kitchen

  • Features: Laminate Counters

Master Bedroom

  • Features: Main Level Primary

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home,Low Pile Carpet,No Stairs

Details

  • Parcel number: 230223025
  • Zoning: R-1
  • Special condition: Standard
  • Other equipment: Satellite Dish
  • Exclusions: Kitchen refrigerator,Garage Refrigerator,Washer,Dryer,collapsible gazebo in backyard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground level
  • Pool features: None
  • Patio & porch: Concrete,Front Porch,Patio
  • Exterior features: Lighting,Rain Gutters
  • Spa features: None
  • Fencing: Wood,Wrought Iron
  • Has view: Yes
  • View description: Courtyard

Lot

  • Lot size: 0.26 Acres
  • Features: Back Yard,Front Yard,Lawn,Landscaped,Sprinkler System,Street Level

Parking

  • Total spaces: 2
  • Parking features: Concrete,Direct Access,Door-Single,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$175$2,100
Property Taxes $652$7,824
Electricity $398$4,786
Total$4,658$55,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,702/yr
40% on housing$139,740/yr
45% on housing$124,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 92504$341
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92504$403
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$679,000
2010-10-15Sold$140,000
2010-07-25Listed for sale$1,599,000
2009-04-30Listing removed$132,800
2009-04-04Price change$132,800
2009-03-15Price change$139,800
2009-03-05Price change$162,450
2009-01-24Price change$171,500
2009-01-01Price change$180,500
2008-12-13Price change$190,000
2008-11-27Price change$200,000
2008-11-05Listed for sale$224,000
2008-05-09Sold$244,000

For Sale by Agent

AgentAra Ghanbarian
BrokerageEpique Realty

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