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1110 Cardigan Rd, Middletown, DE, 19709

6beds
4baths
4,500sqft
$745,000
$166price/sqft
$4,883/moest. monthly cost
$195,320/yrincome needed

About This Home

⸻ Stunning 6-Bedroom Home with Space, Style, and Upgrades in Sought-After Middletown Welcome to this beautifully upgraded 6-bedroom, 4-bath home offering 4,500 square feet of thoughtfully designed living space in one of Middletown’s most desirable communities. Built in 2016 and set on a spacious half-acre lot, this home combines modern comfort with timeless colonial charm. With six generously sized bedrooms, this home offers incredible flexibility for guests and/or multigenerational living. Outside, enjoy a beautifully maintained yard with hardscaping and patio space perfect for relaxing or entertaining. Located in the highly regarded Appoquinimink School District and just minutes from Route 1, this home offers both convenience and community—complete with neighborhood amenities like a pool and basketball court.   ⸻

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

8/10
9/10
Middletown High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2016

Materials

  • Foundation: Permanent
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Aluminum Siding

Other

  • Builder model: MONTICELLO PVL
  • Builder name: D. R. HORTON

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Energy Efficient Appliances,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Refrigerator,Dryer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 6

Features

  • Eat-in Kitchen,Breakfast Area,Bathroom - Walk-In Shower,Ceiling Fan(s),Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen Island,Upgraded Countertops,Studio,Cathedral Ceiling(s),9'+ Ceilings,Dry Wall,High Ceilings
  • Flooring: Luxury Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 4,500

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,500
  • Total interior livable area: 4,500 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),2+ Access Exits,Accessible Entrance

Details

  • Parcel number: 13018.20132
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Extensive Hardscape,Rain Gutters,Flood Lights,Lawn Sprinkler,Storage

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Asphalt,Other,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Drought
Heat Wave
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,767$45,204
Home Insurance *$172$2,064
Property Taxes $447$5,364
Electricity $497$5,972
Total$4,883$58,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,417/yr
40% on housing$146,490/yr
45% on housing$130,213/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 19709$200
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19709$195
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$799,990
2026-04-03Listed for sale$815,000

For Sale by Agent

AgentJeri Sheats
BrokerageEXP Realty, LLC

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