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406 Timothy Ln, Bear, DE, 19701

4beds
3baths
3,650sqft
$645,900
$177price/sqft
$4,258/moest. monthly cost
$170,320/yrincome needed

About This Home

Welcome to your new home featuring Appoquinimink schools, a beautiful colonial in Colony at Summit Bridge West. The home features large windows with plenty of sunlight and great views along with a walk-in pantry, his and hers walk-in closets, large composite deck, finished basement, quiet cul-de-sac backing to open green space and more! From the moment you step through the front door, the hardwood floors and open layout make an impression. There's a formal living space that works great as a home office, right alongside a dining area with a light fixture that sets the tone the second you walk in. From there, the kitchen opens right up, and that island is the real showstopper, along with stainless appliances and a walk-in pantry bigger than you're picturing. Upstairs, the primary bedroom has a tray ceiling and a walk-in closet you'll actually use. The en-suite bath includes a separate water closet, a detail that always gets a reaction the second buyers see it. The other bedrooms are generously sized too, and one has its own bonus room tucked right off it, great for a playroom or extra storage. Head downstairs and the finished basement gives you room to spread out, plus a dedicated storage area that keeps clutter out of sight without sacrificing living space. Then there's the deck out back, where you'll be spending your summer. Composite, huge, and perfect for morning coffee or weekend get-togethers. It's located in the Appoquinimink School District and was built in 2017, sitting in a neighborhood that backs to open space instead of your neighbor's backyard. This one won't last. You'd better schedule your showing and see this home for yourself.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Architectural Shingle
  • Construction materials: Vinyl Siding,Aluminum Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Windows,Partially Finished

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11 X 12

Bedroom4

  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 104
  • Dimensions: 8 X 13

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Family Room

  • Level: Lower
  • Area: 722
  • Dimensions: 19 X 38

Family Room

  • Level: Main
  • Area: 150
  • Dimensions: 10 X 15

Features

  • Flooring: Ceramic Tile,Carpet,Hardwood
  • Finished area below ground: 700
  • Finished area above ground: 2,950

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 3,650 sqft

Kitchen

  • Level: Main
  • Area: 323
  • Dimensions: 17 X 19

Laundry

  • Level: Upper

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 10 X 12

Other

  • Level: Upper

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper
  • Area: 225
  • Dimensions: 15 X 15

Storage Room

  • Level: Lower
  • Area: 288
  • Dimensions: 16 X 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 11036.20071
  • Zoning: S-UDC-SUBURBAN
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 0.26 Acres
  • Features: Backs - Open Common Area,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Oversized,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,266$39,192
Home Insurance *$202$2,424
Property Taxes $387$4,644
Electricity $403$4,843
Total$4,258$51,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,988/yr
40% on housing$127,740/yr
45% on housing$113,546/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 19701$162
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19701$200
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$645,900
2026-06-25Listing removed$650,000
2026-05-15Listed for sale$650,000
2024-02-20Listing removed--
2024-02-11Listed for rent$3,300
2024-02-11Listing removed--
2024-01-09Listed for rent$3,500
2022-11-10Sold$567,000
2022-10-14Contingent$579,900
2022-10-06Price change$579,900
2022-09-25Listed for sale$599,900
2022-05-24Listing removed$599,900
2022-04-27Price change$599,900
2022-04-15Listed for sale$619,900
2021-11-29Listing removed--
2021-10-29Price change$2,400
2021-10-25Listed for rent$2,200
2017-12-05Sold$426,566

For Sale by Agent

AgentJeff Foust
BrokerageMyers Realty

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