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28970 Vacation Dr, Canyon Lake, CA, 92587

4beds
2baths
1,848sqft
$620,000
$335price/sqft
$4,678/moest. monthly cost
$187,120/yrincome needed

About This Home

Beautiful 4-bedroom, 2-bath single-family residence located in the highly desirable and gated community of Canyon Lake. This spacious home offers a 3-car garage with abundant storage and convenient boat or RV parking and SOLAR, perfect for enjoying the lake lifestyle. Step inside to an inviting great room that seamlessly flows into a cozy family area with a fireplace and a dining space ideal for entertaining. The kitchen features a large center island, backsplash, walk-in pantry, garden window, and quality built-in appliances including a dishwasher, microwave, and range/oven. A sliding glass door leads to the fenced backyard, where you’ll find a covered patio—perfect for relaxing or hosting gatherings all year-round. The primary suite offers comfort and style with a walk-in closet, dual vanity, and a luxurious shower and soaking tub. Additional conveniences include an indoor laundry area, making daily living both easy and enjoyable. Enjoy all the exclusive Canyon Lake amenities, including private lake access, boating, beaches, golf, tennis, parks, and 24-hour security. Experience comfort, security, and resort-style living in one of Southern California’s most sought-after communities!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Range,Electric Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bathroom

  • Features: Closet,Dual Sinks

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Cathedral Ceiling(s),Eat-in Kitchen,Open Floorplan,Pantry,Solid Surface Counters,All Bedrooms Down,Bedroom on Main Level,Main Level Primary
  • Flooring: Tile
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,848 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo,Walk-In Pantry

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 353151008
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front door
  • Pool features: Community,Association
  • Patio & porch: Covered
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 7,405 sqft
  • Features: Back Yard

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Direct Access,Garage Faces Front,Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$166$1,992
Property Taxes $979$11,748
Electricity $398$4,786
Total$4,678$56,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,388/yr
40% on housing$140,340/yr
45% on housing$124,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 92587$392
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92587$342
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$620,000
2026-04-22Price change$639,999
2026-02-03Listed for sale$649,999
2019-11-22Sold$379,000
2019-10-16Pending sale$385,000
2019-06-24Listed for sale$385,000
2018-09-14Listing removed$385,000
2018-07-03Listed for sale$385,000
2015-06-05Listing removed$1,795
2015-04-29Price change$1,795
2015-04-10Listed for rent$1,850
2015-02-20Listing removed$1,850
2015-02-12Listed for rent$1,850
2014-04-08Listing removed$1,795
2014-01-22Listed for rent$1,795
2013-05-22Listing removed$1,750
2013-05-18Listed for rent$1,750
2012-11-21Sold$210,000
2012-08-28Price change$209,900
2012-07-24Price change$237,300
2012-07-19Listed for sale--
2012-06-12Sold$411,259
1999-06-04Sold$174,000
1999-03-18Sold$142,409
1997-11-19Sold$24,000

For Sale by Agent

AgentShelly Milison
BrokeragePlatinum Home Realty

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