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22049 Loch Lomond Dr, Canyon Lake, CA, 92587

4beds
4baths
2,815sqft
$1,300,000
$462price/sqft
$8,834/moest. monthly cost
$353,360/yrincome needed

About This Home

Canyon Lake Beauty - Fabulous Water Views. Custom Home with Lovely Upgrades. House is being Sold Fully Furnished (Pool Table and other table games in the Shop area included). First Floor Entry at Street Level. Oversized/Deep Three Car Garage for Toys. Large Kitchen and Dining Area. Granite Countertops and Lots of Cabinet Space and Pantry. Fireplace in the Living Room with Balcony View of Pool, Spa, and the Lake. Large Master Suite with Spacious Bathroom and Spa Tub. Balcony Entry through Master Suite area and a Walk-in Closet. Wood Flooring on First and Second Level. Three Bedrooms are Down Stairs with Two Full Baths. Plus Man-Cave Shop and Bar with Large Entertainment Area. Access to the Pool and Spa from Down Stairs Level. Fully Supplied Bar/Kitchen Area (Includes Keg/Tab, BBQ, Fridge, Grill, Sink, Storage Drawers) off Downstairs Patio Area. Waterfall in Pool/Spa. Many areas near Pool for Entertaining and Sun bathing. Firepit down by the Lake area. A MUST SEE!!!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2000

Materials

  • Roof: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Disposal,Microwave
  • Laundry features: Inside

Bathroom

  • Features: Bathtub,Dual Sinks,Granite Counters,Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Balcony,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,Pantry,Partially Furnished,Bar,Main Level Primary,Walk-In Closet(s),Workshop
  • Door features: Double Door Entry
  • Flooring: Wood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,815 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 354120003
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: First Floor
  • Private pool: Yes
  • Pool features: In Ground,Private,Association
  • Patio & porch: Front Porch,Patio
  • Has spa: Yes
  • Spa features: In Ground
  • Has view: Yes
  • View description: Lake,Pool
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 0.26 Acres
  • Features: Sprinklers In Front

Parking

  • Total spaces: 3
  • Parking features: Direct Access,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$348$4,176
Property Taxes $1,310$15,720
Electricity $603$7,243
Total$8,834$106,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$302,880/yr
40% on housing$265,020/yr
45% on housing$235,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 92587$389
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92587$342
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$1,300,000
2011-06-16Sold$442,000
2011-03-08Listed for sale$455,000
2000-10-17Sold$370,000
1997-08-20Sold$50,000

For Sale by Agent

AgentCheryl Ponto
BrokerageCentury 21 Masters

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