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24140 Cruise Cir, Canyon Lake, CA, 92587

3beds
3baths
3,210sqft
$1,250,000
$389price/sqft
$8,601/moest. monthly cost
$344,040/yrincome needed

About This Home

Welcome to waterfront living in the prestigious gated community of Canyon Lake! Situated on a quiet cul-de-sac, this impressive 3,210-square-foot lakefront residence captures breathtaking panoramic water views from the moment you step through the front door. Designed for the convenience of primarily single-level living, the main floor features three spacious bedrooms and two full bathrooms, including an oversized primary suite with a walk-in closet, dual vanities, soaking tub, separate shower, and dedicated vanity area. The entire rear of the home is oriented toward the lake, creating spectacular views from the family room, kitchen, breakfast nook, and bar area. The expansive family room features a dramatic floor-to-ceiling brick fireplace, built-in wet bar, and walls of glass overlooking the water. The spacious kitchen offers extensive counter space, a center island, bar seating, and a breakfast nook positioned to enjoy the lake views. A formal living room and separate dining room complete the main level. Outdoor living is equally impressive with a private dock, lakeside patio, generous deck space, and multiple areas to relax or entertain while enjoying the waterfront setting. Upstairs, a massive bonus retreat offers endless possibilities. Complete with a full bathroom, second floor-to-ceiling fireplace, built-in bar with refrigerator, panoramic lake views, waterfront balcony, and unique covered atrium-style patio, this flexible space is ideal for a game room, guest quarters, multigenerational living, home office, studio, or future ADU-style conversion (buyer to verify). Additional highlights include a rare three-car garage and generous room sizes throughout. Canyon Lake residents enjoy resort-style amenities including private boating, waterskiing, fishing, golf, pickleball, tennis, parks, beaches, clubhouse, lodge, restaurants, campground, dog park, and year-round community events. Rarely does a lakefront home combine panoramic views, single-level living, flexible space, and exceptional value so beautifully.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1992

Materials

  • Foundation: Slab

Other

  • Builder name: Billy Maxwell Custom Home

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Cooktop,Disposal,Gas Oven,Microwave,Refrigerator
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Closet,Dual Sinks,Full Bath on Main Level,Jetted Tub,Linen Closet,Soaking Tub,Separate Shower,Tile Counters

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Beamed Ceilings,Breakfast Bar,Built-in Features,Balcony,Breakfast Area,Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Dining Room,Granite Counters,High Ceilings,In-Law Floorplan,Living Room Deck Attached,Open Floorplan,Pantry,Recessed Lighting,Storage,Two Story Ceilings,Bar,Walk-In Pantry,Walk-In Closet(s)
  • Door features: Double Door Entry,Service Entrance,Sliding Doors
  • Window features: Blinds
  • Flooring: Carpet,Laminate,Tile,Wood
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,210 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Pots & Pan Drawers,Walk-In Pantry

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 355411035
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: Community,In Ground,Association
  • Patio & porch: Rear Porch,Concrete,Covered,Deck,Enclosed,Front Porch,Lanai,Open,Patio,Porch,Rooftop,See Remarks,Wrap Around
  • Exterior features: Boat Slip,Dock
  • Has spa: Yes
  • Spa features: Association,Community,Heated,In Ground
  • Fencing: Block,Stucco Wall,Wrought Iron
  • Has view: Yes
  • View description: Bay,Lake,Neighborhood,Panoramic,Water
  • Has water view: Yes
  • Water view: Bay,Lake,Water
  • On waterfront: Yes
  • Waterfront features: Bayfront,Dock Access,Lake,Lake Front,Lake Privileges

Lot

  • Lot size: 7,405 sqft
  • Features: Bluff,Back Yard,Close to Clubhouse,Cul-De-Sac,Front Yard,Garden,Landscaped,Near Park,Sprinkler System,Street Level

Parking

  • Total spaces: 6
  • Parking features: Door-Multi,Direct Access,Driveway Level,Driveway,Garage Faces Front,Garage,Garage Door Opener,Oversized,Private,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$335$4,020
Property Taxes $1,258$15,096
Electricity $688$8,260
Total$8,601$103,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$294,891/yr
40% on housing$258,030/yr
45% on housing$229,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 92587$391
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92587$342
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-14Listed for sale$1,250,000

For Sale by Agent

AgentKimber Wuerfel
BrokerageKimber/Alana Boutique Real Estate

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