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31600 Saddle Ridge Dr, Lake Elsinore, CA, 92532

3beds
2baths
2,068sqft
$599,000
$290price/sqft
$4,237/moest. monthly cost
$169,480/yrincome needed

About This Home

COME TO SEE THIS PROPERTY AT GREAT AREA OF LAKE ELSINORE, NEARBY TRANSPORTATION ROADS AND MORE A SINGLE STORY, 2068 SQFT, 3 BEDROOMS PLUS DEN/ OFFICE room NO CLOSETH. THE HOME IS LOCATED NEAR SHOPS, RESTAURANTS AND FREEWAY 15. THIS PROPERTY HAS A 14810 SQFT LOT WITH MULTIPLE TREES AND PARTY SPACE. GRANITE COUNTER TOPS AND EXTRA CABINETS AT THE OPEN KITCHEN WITH ACCES TO FAMILY ROOM. A ROOM AT THE ENTRANCE USED AS OFFICE/DEN ADDS TO THE 3 FULL BEDROOMS, THERE IS A TWO SIDED FIREPLACE BEETWEN THE LIVING AREA AND THE FAMILY AREA. IN TH BACK YARD THERE IS A VERY LARGE PATIO FOR RELAXING AND ENTERTAIMENT TIME AND ACCESS TO MASTER BEDROOM AND FAMILY AREA, WITH TWO SLIDDING DOORS TO THE PATIO CAMERAS AND SECURITY SYSTEM IS IN PLACE READY TO BE ACTIVATED THERE IS A SOLAR POWERED SYSTEM DESIGNATED TO SAVE APPROXIMATELY 95% OF THE ELECTRIC BILL. PLEASE SEE REMARKS

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Concrete,Tile,Wood
  • Construction materials: Aluminum Siding,Drywall,Frame,Glass,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Oven,Gas Water Heater,Microwave,Trash Compactor,Vented Exhaust Fan,Water To Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Room

Bathroom

  • Features: Upgraded

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Family Room

  • Features: Separate Family Room

Features

  • Eat-in Kitchen,All Bedrooms Down,Main Level Primary,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Double Pane Windows,Screens
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air,Electric,ENERGY STAR Qualified Equipment,High Efficiency

Interior Area

  • Total interior livable area: 2,068 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: Customized Wheelchair Accessible,No Stairs,Accessible Doors

Details

  • Parcel number: 363301030
  • Special condition: Standard
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Entry location: LEVEL
  • Pool features: None
  • Patio & porch: Covered,Open,Patio
  • Exterior features: Lighting
  • Spa features: None
  • Fencing: Average Condition,Wood
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 0.34 Acres
  • Features: 0-1 Unit/Acre,Back Yard,Corner Lot,Front Yard,Sprinklers In Rear,Sprinklers In Front,Irregular Lot,Landscaped,Near Public Transit,Paved,Sprinklers Timer,Sprinklers On Side,Sloped Up

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$189$2,268
Property Taxes $577$6,924
Electricity $443$5,321
Total$4,237$50,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,268/yr
40% on housing$127,110/yr
45% on housing$112,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 92532$275
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92532$259
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$624,800
2026-01-27Price change$625,000
2025-10-28Listed for sale$629,900
2014-12-09Sold$300,000
2014-11-27Listed for sale$299,900
2014-10-22Listing removed$299,900
2014-08-01Price change$299,900
2014-06-05Listed for sale$305,000
1999-12-23Sold$174,000

For Sale by Agent

AgentJORGE AGUIRRE
BrokerageA HOMES REALTY

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