32983 Garner Rd, Lake Elsinore, CA, 92530
About This Home
Lakefront Opportunity in Lake Elsinore! Don’t miss this rare chance to own a beautifully maintained 2-bedroom, 2-bathroom home built in 2017, offering the perfect blend of modern comfort and serene waterfront living. Situated on an expansive approx. 0.32-acre lot, this property features direct lake access, making it ideal for enjoying outdoor activities, entertaining, or simply relaxing with peaceful water views. The home offers a bright and functional layout filled with natural light, designed for both everyday living and weekend getaways. A standout feature is the detached 2-car garage, perfect for a workshop, storage, or additional flexible space. The oversized lot provides endless possibilities — whether you envision outdoor entertaining areas, extra parking, or future enhancements. Conveniently located near shopping, dining, and major commuter routes, this home combines privacy, convenience, and lifestyle. Lakefront properties like this are hard to find. “This home may qualify for up to $10,000 Grant toward the buyer’s down payment and/or may receive $5,000 closing cost credit (eligibility applies). Contact the listing agent for details.”
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Cooling
- Cooling features: Central Air
Features
- All Bedrooms Down
- Flooring: Tile
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 946 sqft
Kitchen
- Features: Granite Counters,Kitchen Island
Property
Details
- Parcel number: 381110011
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: main door
- Pool features: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.32 Acres
- Features: 0-1 Unit/Acre
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Wildfire
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Riverside County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,776 | $33,312 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $485 | $5,820 |
| Electricity | $398 | $4,786 |
| Total | $3,808 | $45,696 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Listed for sale | $600,000 |
| 2024-02-05 | Listing removed | -- |
| 2023-11-21 | Price change | $2,195 |
| 2023-09-30 | Listed for rent | $2,295 |
| 2022-10-01 | Listing removed | -- |
| 2022-09-14 | Price change | $2,250 |
| 2022-08-24 | Listed for rent | $2,350 |
| 2018-02-26 | Listing removed | $1,695 |
| 2018-01-23 | Sold | $290,000 |
| 2018-01-17 | Listed for rent | $1,695 |
| 2017-12-06 | Pending sale | $299,000 |
| 2017-11-30 | Price change | $299,000 |
| 2017-10-23 | Price change | $309,000 |
| 2017-10-04 | Listed for sale | $319,000 |
| 2016-11-16 | Listing removed | $325,000 |
| 2016-07-12 | Price change | $325,000 |
| 2016-03-09 | Listed for sale | $349,000 |
| 2015-10-31 | Listing removed | $199,900 |
| 2015-10-31 | Pending sale | $199,900 |
| 2015-10-30 | Sold | $187,000 |
| 2015-09-30 | Listed for sale | $199,900 |
View on Zillow