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221 Central Ave, Dayton, OH, 45406

7beds
6baths
5,750sqft
$124,995
$22price/sqft
$1,608/moest. monthly cost
$64,320/yrincome needed

About This Home

Step into Dayton’s past with the Michael Neil House, a cornerstone of the prestigious Grafton Hill Historic District. Built in 1898 for Michael Neil—the visionary who platted the Wolf Creek area—and later owned by Charles M. Seybold, this brick Queen Anne masterpiece is more than a home; it is a legacy. Situated on nearly a half acre minutes from Downtown Dayton, the Dayton Art Institute, Dayton's Historic Masonic Lodge. During the years of Charles Seybold's ownership, he was granted over 20 patents for Seybold Machine Co. He was also an integral part of the creation of the atomic bomb during the Dayton Project/Manhattan Project. Currently featured on Preservation Dayton’s "Most Endangered" list, this National Register-listed property (added in 1982) is seeking a visionary owner to restore its former glory. The architecture is a testament to late 19th-century craftsmanship, standing as a prominent fixture in one of the city’s most historic neighborhoods. This is a rare opportunity to lead a high-profile restoration project and preserve an architectural treasure for the next century. Bring your architect, your passion, and your tools to bring this Queen Anne beauty back to life. Updates include a new roof in 2022, new water service line in 2022, new electrical service in 2023, and a new gas service line in 2023. There are currently multiple holes in the floors on every level. Enter at your own risk. Please be cautious as you journey throughout this important time capsule of Dayton History. Property tax increases can potentially be abated for 15 years for renovating this home. Talk with the City of Dayton for additional details.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
80
BikeVery Bikeable

Schools

4/10
Edison Elementary SchoolGrades PK-60.7 mi
2/10
2/10
Dunbar High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second
  • Dimensions: 13 x 16

Bedroom

  • Level: Second
  • Dimensions: 16 x 15

Bedroom

  • Level: Second
  • Dimensions: 15 x 15

Bedroom

  • Level: Second
  • Dimensions: 11 x 14

Bedroom

  • Level: Second
  • Dimensions: 14 x 18

Bedroom

  • Level: Third
  • Dimensions: 25 x 20

Bedroom

  • Level: Third
  • Dimensions: 11 x 17

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 5,750
  • Total interior livable area: 5,750 sqft

Property

Details

  • Parcel number: R72065010013
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: .44 acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$180$2,160
Property Taxes $180$2,160
Electricity $616$7,400
Total$1,608$19,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,131/yr
40% on housing$48,240/yr
45% on housing$42,880/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$22This listing

vs Other Active Listings

Avg $/sqft

ZIP 45406$61
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45406$94
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$142,900
2026-03-03Sold$28,400
2023-03-30Sold$1,000

For Sale by Agent

AgentRyan Ingram
BrokerageHoward Hanna Real Estate Serv

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