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3020 E 3rd St, Dayton, OH, 45403

3beds
5baths
5,390sqft
$224,000
$42price/sqft
$2,292/moest. monthly cost
$91,680/yrincome needed

About This Home

AGENT OWNED 3020 - 3030 E Third St (Parcels R72-04705-0002 and R72-04705-0003) offer limitless possibilities for investors. Full extensive rehab required. Three apartments upstairs and two store fronts along a very busy E Third St. Selling "as is". Utilize ShowingTime for showings.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
Ruskin Prek-8 SchoolGrades PK-61.3 mi
2/10
Belmont High SchoolGrades 7-121.9 mi

Construction

Condition

  • Year built: 1922

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 5,390
  • Total interior livable area: 5,390 sqft

Property

Details

  • Parcel number: R72047050002
  • Zoning: Residential,Commercial
  • Zoning description: Residential,Commercial

Lot

  • Lot size: 3,645 sqft
  • Lot size dimensions: 72 x 80

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,132$13,584
Home Insurance *$260$3,120
Property Taxes $322$3,864
Electricity $578$6,936
Total$2,292$27,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,582/yr
40% on housing$68,760/yr
45% on housing$61,120/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$42This listing

vs Other Active Listings

Avg $/sqft

ZIP 45403$72
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45403$106
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-12Price change$224,000
2025-11-11Listed for sale$225,000
2025-09-14Listing removed$249,000
2025-08-26Price change$249,000
2025-08-19Listed for sale$269,000
2025-08-10Pending sale$269,000
2025-06-23Price change$269,000
2025-05-21Price change$289,000
2025-05-13Listed for sale$300,000

For Sale by Agent

AgentDavid Ivey
BrokerageeXp Realty

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