See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9863 Elle Ave, Saint John, IN, 46373

5beds
4baths
4,022sqft
$818,900
$204price/sqft
$5,352/moest. monthly cost
$214,080/yrincome needed

About This Home

WOW...This Motivated Seller just did an unbelievable price adjustment on this stunning custom built RANCH. The Home offers an exceptional blend of comfort and elegance! A 5 bedroom and 4 bath home with decorative soaring cathedral and trayed ceilings thru out. Beautiful hardwood floors enhance the elegance of the home. The formal dining room or flex room is currently home to a Grand Piano and music area. Enjoy a large eat-in kitchen featuring ample cabinets, a walk-in pantry, and an island with a breakfast bar plus stainless appliances that connects to the great room. The cozy Great room is complete with a woodburning fireplace with gas logs and large windows for great morning light. The main level primary suite boasts a bath with a separate shower, tub and double sinks for a serene retreat plus a large walk-in closet. Three additional main floor spacious bedrooms share a full bathroom. There is a large finished main floor laundry room with a sink, cabinets, storage and upgraded Maytag washer and dryer. Plus for your added convenience another half bath. The awesome finished basement has a bedroom with an egress window. There is a full bath. There is a media area, game area, den area, so many options. Plus there is a huge storage room. Home has a full home generator for those times the power goes out. Home boast an oversized 3 car garage with a pull down attic plus storage. A covered front porch with an exquisite front door welcomes you home. The back of the house features a large covered deck and patio ideal for outdoor entertaining and enjoying the professional landscaped yard with inground sprinklers, front and back. The location of this home is great. Close to shopping, schools, expressway to Chicago and more conveniences. This home is just waiting for you. COME SEE AND BUY THIS EXQUISITE HOME TODAY!!!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
9/10
Lake Central High SchoolGrades 9-121.6 mi
7/10
Kolling Elementary SchoolGrades PK-41.1 mi

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Microwave,Gas Water Heater,Dishwasher,Disposal
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Storage Space,Sump Pump,Full,Finished

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 14.0 x 11.0

Bedroom3

  • Level: Main
  • Area: 143
  • Dimensions: 13.0 x 11.0

Bedroom4

  • Level: Main
  • Area: 180
  • Dimensions: 15.0 x 12.0

Bedroom5

  • Level: Basement
  • Area: 154
  • Dimensions: 14.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 224
  • Dimensions: 16.0 x 14.0

Family Room

  • Level: Basement
  • Area: 480
  • Dimensions: 32.0 x 15.0

Features

  • Cathedral Ceiling(s),Country Kitchen,Walk-In Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),Recessed Lighting,Pantry,Open Floorplan,Kitchen Island,High Ceilings,Eat-in Kitchen,Entrance Foyer,Double Vanity,Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning,Great Room,Gas Log
  • Fireplace: Yes
  • Finished area above ground: 2,446

Game Room

  • Level: Basement
  • Area: 294
  • Dimensions: 21.0 x 14.0

Great Room

  • Level: Main
  • Area: 238
  • Dimensions: 17.0 x 14.0

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 4,022
  • Total interior livable area: 4,022 sqft

Kitchen

  • Level: Main
  • Area: 315
  • Dimensions: 21.0 x 15.0

Laundry

  • Level: Main
  • Area: 100
  • Dimensions: 10.0 x 10.0

Other

  • Level: Basement
  • Area: 238
  • Dimensions: 17.0 x 14.0

Primary Bedroom

  • Level: Main
  • Area: 315
  • Dimensions: 21.0 x 15.0

Utility Room

  • Level: Basement
  • Area: 870
  • Dimensions: 30.0 x 29.0

Property

Details

  • Parcel number: 451133228002000035
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Covered,Porch,Patio
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.34 Acres
  • Features: Back Yard,Sprinklers In Rear,Sprinklers In Front,Landscaped,Front Yard,Few Trees

Parking

  • Total spaces: 3
  • Parking features: Attached,Paved,Oversized,Kitchen Level,Garage Faces Front,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,140$49,680
Home Insurance *$243$2,916
Property Taxes $601$7,212
Electricity $368$4,424
Total$5,352$64,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,497/yr
40% on housing$160,560/yr
45% on housing$142,720/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 46373$216
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46373$193
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$759,000
2026-05-23Listed for sale$818,900

For Sale by Agent

AgentEdith Cothran
BrokerageMcColly Real Estate

Similar Homes