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4289 W 77th Ave, Merrillville, IN, 46410

4beds
4baths
2,883sqft
$380,000
$132price/sqft
$3,047/moest. monthly cost
$121,880/yrincome needed

About This Home

Currently under construction, December 2026 completion! Take a look a this luxurious town home located in the up and coming Fox Moor Subdivision in Merrillville. This two story townhome with finished daylight basement, offers 4 bedrooms, 3.5 baths, a 2 car garage and just under 3000 sq ft of living space! The open concept floor plan on the main floor features a spacious living room with fireplace, tray ceilings, a formal dining room with a sliding glass door that lead out onto the deck. The high quality vinyl plank flooring throughout. The kitchen offers gorgeous 42 inch soft closing kitchen cabinets and drawers, a large kitchen island with quartz counter and overhang, ss appliances, wine refrigerator, a walk-in pantry, and a 1/2 bath. The second story features a spacious vaulted primary bedroom with fireplace, a massive walk-in closet with custom closets and bathroom suite with counter height wood cabinets, under-mount sinks and quartz counter top. The finished daylight basement offers a spacious family room, a 4th bedroom and a 3/4 bath. Pictures are of a previous townhome that did not have a basement. Pictures of this townhome will be updated when we are closer to completion

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
5/10
Pierce Middle SchoolGrades 7-83.1 mi
3/10
Merrillville High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Stainless Steel Appliance(s),Wine Refrigerator,Range Hood

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Second
  • Area: 120
  • Dimensions: 10X12

Bedroom3

  • Level: Second
  • Area: 120
  • Dimensions: 10X12

Bedroom4

  • Level: Basement
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Family Room

  • Level: Basement
  • Area: 192
  • Dimensions: 16X12

Features

  • Number of fireplaces: 2
  • Fireplace features: Electric,Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 800

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,883
  • Total interior livable area: 2,883 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island,Pantry-Walk-in,Custom Cabinetry,Granite Counters)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Laundry

  • Level: Second
  • Area: 35
  • Dimensions: 7X5

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 15X18

Master Bedroom

  • Features: Bathroom (Full,Double Sink)
  • Level: Second
  • Area: 234
  • Dimensions: 13X18

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 451219131016000030
  • Special condition: None

Lot

  • Lot size: 6,000 sqft
  • Lot size dimensions: 40 X 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$241$2,892
Property Taxes $621$7,452
Electricity $264$3,171
Total$3,047$36,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,468/yr
40% on housing$91,410/yr
45% on housing$81,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 46410$138
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46410$147
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$380,000

New Construction

AgentCynthia Villasenor
BrokerageMcColly Real Estate

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