9721 W 148th Pl, Cedar Lake, IN, 46303
About This Home
The one you've been waiting for is finally here-- a STUNNING 4-bedroom home in the heart of Cedar Lake! Well loved and truly move-in ready, this home offers the perfect blend of comfort, style, and space--all nestled in a fantastic neighborhood with no HOA. Step outside to your own private backyard oasis with NO backyard neighbors and peaceful pond views. The fully fenced yard is beautifully landscaped and designed for entertaining, featuring a refreshing pool, a charming pergola, and a patio with a built in fireplace--perfect for relaxing evenings or hosting family and friends. Inside, you'll find spacious, updated living areas that have been meticulously cared for, offering plenty of room for everyone. The climate-controlled garage is a standout feature, complete with an additional overhead door that opens directly to the backyard, creating the ultimate setup for gatherings, hobbies, or seamless indoor-outdoor living. If you've been searching for a home that offers exceptional outdoor living, ample space, and a location you'll love, this Cedar Lake beauty is one you won't want to miss!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Water Softener Owned,Washer,Refrigerator,Microwave,Dishwasher
Basement
- Level: Basement
- Area: 304
- Dimensions: 16.0 x 19.0
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Storage Space,Sump Pump,Interior Entry,Finished
Bedroom2
- Level: Upper
- Area: 170
- Dimensions: 10.0 x 17.0
Bedroom3
- Level: Upper
- Area: 259
- Dimensions: 14.0 x 18.5
Bedroom4
- Level: Basement
- Area: 148
- Dimensions: 8.0 x 18.5
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 198
- Dimensions: 11.0 x 18.0
Features
- Ceiling Fan(s),Walk-In Closet(s),Recessed Lighting,Pantry,Open Floorplan
- Finished area above ground: 1,776
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 2,444
- Total interior livable area: 2,444 sqft
Kitchen
- Level: Main
- Area: 130
- Dimensions: 13.0 x 10.0
Laundry
- Level: Main
- Area: 42.5
- Dimensions: 5.0 x 8.5
Living Room
- Level: Main
- Area: 306
- Dimensions: 17.0 x 18.0
Primary Bedroom
- Level: Upper
- Area: 361
- Dimensions: 19.0 x 19.0
Property
Details
- Parcel number: 451533480012000014
- Special condition: None
Features
- Levels: Two
- Has view: Yes
- View description: Neighborhood,Water,Pond
- Has water view: Yes
- Water view: Water,Pond
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 10,018 sqft
- Features: Back Yard,Landscaped,Front Yard
Parking
- Total spaces: 3
- Parking features: Attached,Paved,Heated Garage,Garage Faces Front,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $212 | $2,544 |
| Property Taxes | $467 | $5,604 |
| Electricity | $224 | $2,688 |
| Total | $3,405 | $40,860 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $495,000 |
| 2019-08-29 | Sold | $309,900 |
| 2019-08-01 | Pending sale | $309,900 |
| 2019-07-17 | Price change | $309,900 |
| 2019-06-14 | Listed for sale | $314,900 |
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