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5260 E 109th Pl, Winfield, IN, 46307

3beds
2baths
1,728sqft
$324,999
$188price/sqft
$2,224/moest. monthly cost
$88,960/yrincome needed

About This Home

Spacious, open concept 3 bedroom, 2 bath duplex with dedicated office in Crown Point. The primary suite offers an attached bath with a large walk in shower and a generous walk in closet. Enjoy maintenance free living--no yard work or snow removal. Additional features include a front patio and an attached 2 car garage. Accessibility upgrades include widened doors to the primary bedroom and bath for wheelchair access. Schedule your showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
7/10
10/10
Crown Point High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2014

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Microwave,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level,Laundry Room

Bedroom2

  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedroom3

  • Area: 121
  • Dimensions: 11.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Area: 180
  • Dimensions: 12.0 x 15.0

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Vaulted Ceiling(s),Pantry,Open Floorplan,High Ceilings,Entrance Foyer,Ceiling Fan(s)
  • Window features: Blinds
  • Finished area above ground: 1,728

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Area: 165
  • Dimensions: 15.0 x 11.0

Living Room

  • Area: 480
  • Dimensions: 30.0 x 16.0

Office

  • Area: 121
  • Dimensions: 11.0 x 11.0

Primary Bedroom

  • Area: 210
  • Dimensions: 15.0 x 14.0

Property

Details

  • Parcel number: 451707126013000047
  • Attached to another structure: Yes
  • Zoning description: residential
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Other
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,484 sqft
  • Features: Front Yard,Paved,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Kitchen Level,Garage Faces Side,Driveway,Concrete,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$134$1,608
Property Taxes $263$3,156
Electricity $184$2,212
Total$2,224$26,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,251/yr
40% on housing$66,720/yr
45% on housing$59,306/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 46307$168
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46307$175
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$344,900
2024-09-13Listing removed$2,600
2024-07-17Listed for rent$2,600
2022-09-26Listing removed--
2022-08-23Listed for rent$2,600
2014-03-07Sold$197,000

For Sale by Agent

AgentJeff McCormick
BrokerageMcCormick Real Estate, Inc.

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