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8883 Finley Ct, Cedar Lake, IN, 46303

4beds
3baths
1,892sqft
$399,900
$211price/sqft
$2,645/moest. monthly cost
$105,800/yrincome needed

About This Home

This stunning 4 bedroom, 3 bathroom paired villa located in Mill Creek, is MOVE IN READY and offers the perfect blend of luxury, comfort, and functionality. Designed for both entertaining and everyday living, the spacious open concept layout seamlessly connects the living room, dining area, and kitchen, with easy access to a beautiful patio perfect for gatherings and outdoor enjoyment. The primary suite features a private en suite bathroom and a large walk in closet. A versatile flex space offers endless possibilities and can be used as a home office, craft room, or additional sitting area. The kitchen is truly the heart of the home, showcasing stainless steel appliances, an impressive 12 foot island with double sinks, granite, countertops, abundant cabinet storage, electrical outlets for countertop appliances, and seating for four or more guests. The partially finished basement adds even more living space with two additional bedrooms, a bathroom, and a gas hookup for a stove, offering the potential for a second kitchen setup. There is also an abundance of storage throughout the home. Additional features include a reverse osmosis filtration system at the kitchen sink, water softener, lawn irrigation system and lawn care and snow removal This home truly has it all with countless amenities and custom finishes throughout. Schedule your showing today and come see everything this exceptional home has to offer. 5000 buyer credit for full price offer!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
6/10
7/10

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Water Softener Owned,Stainless Steel Appliance(s),Range Hood,Refrigerator,Range,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Partially Finished,Interior Entry

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedroom3

  • Level: Basement
  • Area: 110
  • Dimensions: 11.0 x 10.0

Bedroom4

  • Level: Basement
  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Bonus Room

  • Level: Main
  • Area: 143
  • Dimensions: 13.0 x 11.0

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12.0 x 12.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Recessed Lighting,Pantry,Kitchen Island,High Ceilings,Granite Counters,Entrance Foyer,Double Vanity
  • Finished area above ground: 1,760

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,892
  • Total interior livable area: 1,892 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 15.0 x 11.0

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 8.0 x 6.0

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 17.0 x 15.0

Primary Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15.0 x 14.0

Property

Details

  • Parcel number: 451510126011000015
  • Attached to another structure: Yes
  • Special condition: Agent Owned

Features

  • Levels: One
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,936 sqft
  • Features: Back Yard,Sprinklers In Rear,Sprinklers In Front,Landscaped,Front Yard,Few Trees,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$172$2,064
Property Taxes $267$3,204
Electricity $184$2,212
Total$2,645$31,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,685/yr
40% on housing$79,350/yr
45% on housing$70,533/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 46303$184
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46303$168
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$399,900
2026-05-21Listed for sale$409,000
2017-03-02Sold$253,000

For Sale by Agent

AgentTiffany Dowling
BrokerageKeller Williams Preferred Real

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