12050 48th Ave N, Plymouth, MN, 55442
About This Home
Experience lakefront living on Schmidt Lake. 5-bed, 4-bath home offers privacy and year-round water views framed by mature trees with 361 feel of shoreline access. Two level deck overlooking the lake, perfect for outdoor dining or entertaining. Patio off the walkout lower level provides a second outdoor living space. Hardwood floors in the main living areas are complemented by warm natural woodwork. Newer Andersen windows and sliding glass doors. Kitchen features newer Thermador convection cooktop and has been thoughtfully updated over the years. Gas fireplaces, one on the main level and another in the lower level create cozy living spaces. High-efficiency furnace, newer humidifier and water heater. Private dock offers direct lake access for all your recreational desires. Easy access to Schmidt Lake Park, walking trails, and play area, shopping and local amenities. Rare opportunity to live on the lake in vibrant Plymouth location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Roof: Age Over 8 Years,Architectural Shingle,Asphalt
- Construction materials: Block,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Exhaust Fan,Humidifier,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Block,Daylight,Finished,Walk-Out Access
Bedroom
- Level: Upper
- Area: 221
- Dimensions: 13x17
Bedroom2
- Level: Upper
- Area: 99
- Dimensions: 11x9
Bedroom3
- Level: Upper
- Area: 168
- Dimensions: 14x12
Bedroom4
- Level: Upper
- Area: 168
- Dimensions: 14x12
Bedroom5
- Level: Lower
- Area: 132
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: Lower
- Area: 384
- Dimensions: 24x16
Dining Room
- Level: Main
- Area: 195
- Dimensions: 13x15
Family Room
- Level: Main
- Area: 260
- Dimensions: 13x20
Family Room
- Level: Lower
- Area: 224
- Dimensions: 14x16
Features
- Number of fireplaces: 2
- Fireplace features: Amusement Room,Family Room,Gas,Stone
- Fireplace: Yes
- Finished area below ground: 988
- Finished area above ground: 2,294
Foyer
- Level: Main
- Area: 132
- Dimensions: 12x11
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Informal Dining Room
- Level: Main
- Area: 108
- Dimensions: 9x12
Interior Area
- Total structure area: 3,469
- Total interior livable area: 3,469 sqft
Kitchen
- Level: Main
- Area: 168
- Dimensions: 12x14
Laundry
- Level: Main
- Area: 49
- Dimensions: 7x7
Living Room
- Level: Main
- Area: 168
- Dimensions: 14x12
Workshop
- Level: Lower
- Area: 437
- Dimensions: 19x23
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1111822310039
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 1175
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Patio
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Dock,Lake Front
- Frontage length: Water Frontage: 361
Lot
- Lot size: 1.38 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 48 x 327 x 361 x 340
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Driveway - Other Surface
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Hennepin County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $444 | $5,328 |
| Property Taxes | $775 | $9,300 |
| Electricity | $292 | $3,510 |
| Total | $5,302 | $63,624 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $849,900 |
| 2026-03-06 | Listed for sale | $899,000 |
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