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46 Gile St, Haverhill, MA, 01830

--beds
--baths
1,600sqft
$329,000
$206price/sqft
$2,405/moest. monthly cost
$96,200/yrincome needed

About This Home

Diamond in Rough... Contractor special. New owner can apply for a re-issue of the mechanics license with the City of Haverhill if desired. Rare opportunity to own approximatley 1.5 acres in Haverhill with 40 foot by 40 foot 3 bay garage. 3200 sq. ft. building ready to be remodeled to your desires. Building has electricity and plumbing in place. Store your antique, classic, and sports cars. Possible location for a church and/or place of worship. Book your showing today.

Getting Around

2
WalkingCar-Dependent
20
TransitMinimal Transit
4
BikeSomewhat Bikeable

Schools

5/10
Whittier Middle SchoolGrades 5-80.5 mi
4/10
Haverhill High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: HAVEM0674B00601L19

Lot

  • Lot size: 1.50 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$109$1,308
Property Taxes $279$3,348
Electricity $354$4,259
Total$2,405$28,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,457/yr
40% on housing$72,150/yr
45% on housing$64,133/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 01830$260
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01830$298
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$349,000
2025-09-11Sold$100,000

For Sale by Agent

AgentAndy Kaknes
BrokerageNextHome Tradition

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