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12125 Westerly Trl, Moreno Valley, CA, 92557

4beds
3baths
2,332sqft
$599,900
$257price/sqft
$4,320/moest. monthly cost
$172,800/yrincome needed

About This Home

Welcome to this spacious 4 bedroom, 2.5 bath Moreno Valley home offering approximately 2,332 square feet of living space on a 7,405 square-foot lot. The functional floor plan provides generous living and entertaining areas, while the backyard features a pool and spa for outdoor enjoyment. Additional highlights include a three car garage, dual pane windows, flooring improvements, and no HOA. A new 5 ton HVAC system and furnace were installed in June 2026 and include a 10-year warranty and two years of service. Additional improvements completed over time include whole house paint, garage drywall and paint, selected downstairs bathroom updates, a water heater, dishwasher, pool equipment improvements, side yard blockwork, and backyard drainage maintenance. The kitchen and portions of the home retain their original character, providing an opportunity for the next owner to personalize the space. With substantial square footage, valuable system improvements, a pool and spa, and a three car garage, this home offers comfort, flexibility, and room to make it your own.

Getting Around

47
WalkingCar-Dependent
28
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

2/10
4/10
Palm Middle SchoolGrades 6-80.5 mi
6/10
Valley View High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Microwave
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Separate Shower,Tub Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Features: Separate Family Room

Features

  • Wet Bar,Built-in Features,Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Dining Room,Eat-in Kitchen,Bedroom on Main Level,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,332 sqft

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 479502014
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Concrete,Covered
  • Has spa: Yes
  • Spa features: In Ground,Private
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,405 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 3
  • Parking features: Direct Access,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$160$1,920
Property Taxes $627$7,524
Electricity $500$6,000
Total$4,320$51,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,114/yr
40% on housing$129,600/yr
45% on housing$115,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 92557$268
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92557$333
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Contingent$599,900
2026-07-28Listed for sale$599,900
2010-07-23Sold$225,000
2010-03-28Listed for sale$219,900
2004-01-07Sold$255,000
2001-01-05Sold$155,000
2000-08-29Sold$127,789
1999-05-04Sold$142,000

For Sale by Agent

AgentInnam Romero
BrokerageTHE ASSOCIATES REALTY GROUP

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