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112 Chelsea Cir, Palm Desert, CA, 92260

3beds
3baths
2,198sqft
$945,000
$430price/sqft
$6,533/moest. monthly cost
$261,320/yrincome needed

About This Home

Major Price Reduction! Seller Says Sell it! So let's make that happen. Situated in the low foothills of scenic South Palm Desert, this intimate 85-home gated community called Vista Paseo reflects quiet elegance and a relaxed desert lifestyle. Just minutes from mountain hiking trails and the renowned boutiques and restaurants of El Paseo, as well as everyday conveniences like Trader Joe's and Whole Foods, the location could not be more ideal. Low HOA dues of only $150 per month are an added attraction, and homes in this community rarely come on the market. One of the smaller and more approachable homes in the neighborhood, this three-bedroom, three-bath residence offers approximately 2,200 square feet of comfortable living space and has been lovingly cared for by its current owners for the past 21 years. As they prepare to move closer to family, a wonderful opportunity opens for the next owner to make this special home their own. Nestled on a generous 12,600 square-foot lot that provides exceptional privacy, the property offers a tranquil escape surrounded by palm trees, mountain views, and the soothing sounds of a Pebble Tec pool with bubbling spa. Sitting above and hidden from any immediate neighbors, the backyard is a peaceful setting for relaxing and enjoying the quiet beauty of the desert environment. Inside, the home provides an inviting foundation ready for a new owner's personal style and vision. The dramatic 18-foot high walls in the living room with clerestory windows create a striking backdrop for large-scale art, sculpture, or a gallery wall, enhancing the sense of openness and light throughout the space. The floor plan is designed for both comfort and entertaining, with a spacious covered patio that serves beautifully for outdoor gatherings or as an additional living area during the cooler months. Security shutters on all windows provide peace of mind when you're gone, while the backyard -- especially in the evenings with the misters running -- becomes a serene retreat under the desert sky. Lovingly maintained and offering the chance to update or personalize over time, this home combines privacy, location, and potential in one of South Palm Desert's most desirable gated communities.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
La Quinta Middle SchoolGrades 6-86.6 mi
9/10
Palm Desert High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Vented Exhaust Fan,Water To Refrigerator
  • Laundry features: Laundry Room

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Separate/Formal Dining Room,Bedroom on Main Level
  • Window features: Blinds,Drapes
  • Flooring: Carpet,Tile
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Dual,Electric

Interior Area

  • Total interior livable area: 2,198 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 628410006
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Pebble,Private,Waterfall
  • Patio & porch: Covered
  • Exterior features: Barbecue
  • Spa features: Heated,In Ground
  • Fencing: Block

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot,Irregular Lot,Sprinklers Timer,Sprinkler System,Yard

Parking

  • Total spaces: 6
  • Parking features: Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance *$261$3,132
Property Taxes $1,023$12,276
Electricity $471$5,655
Total$6,533$78,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,988/yr
40% on housing$195,990/yr
45% on housing$174,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$430This listing

vs Other Active Listings

Avg $/sqft

ZIP 92260$401
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92260$390
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$945,000
2026-03-21Listed for sale$989,000
2005-09-02Sold$775,000
2002-01-18Sold$322,000

For Sale by Agent

AgentBill Clawson
BrokerageColdwell Banker Realty

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