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66344 Cactus Dr, Desert Hot Springs, CA, 92240

3beds
2baths
1,548sqft
$389,000
$251price/sqft
$3,023/moest. monthly cost
$120,920/yrincome needed

About This Home

Great opportunity for investors looking to expand their portfolio. Beautiful 2BD w/ very lg den being used as a 3rd bd, home with pool, spa, and stunning mountain views in Desert Hot Springs. The U-shaped kitchen offers ample cabinetry and storage, while the primary suite features a walk-in shower and Jacuzzi tub. Spacious backyard with pool, spa, and an open roofed pergolas & plenty of room for entertaining. Pool equipment newer, AC 4 yr old. Features include tile and wood plank flooring, plantation shutters, ceiling fans, fireplace, large den, and an extra-large walk-in pantry/laundry room. Additional highlights include a 2-car garage with built-in cabinets and a convenient location near Mission Lakes Blvd. Currently rented through October 2026, making it an excellent income-producing investment. Also available: 10111 Cactus Dr. and 66176 Desert View Rd, all in Desert Hot Springs. Subject to a 1031 exchange. Call for details.

Getting Around

20
WalkingCar-Dependent
29
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

3/10
2/10
3/10

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Inside,Laundry Room

Bathroom

  • Features: Bathtub,Soaking Tub,Tub Shower,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Block Walls,Ceiling Fan(s),Cathedral Ceiling(s),Pantry,Walk-In Pantry
  • Window features: Bay Window(s),Plantation Shutters
  • Flooring: Laminate,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,548 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Walk-In Pantry

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 639041023
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: South
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Covered,Patio
  • Has spa: Yes
  • Spa features: In Ground,Private
  • Fencing: Block,Wood
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 9,148 sqft
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$129$1,548
Property Taxes $530$6,360
Electricity $398$4,786
Total$3,023$36,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,645/yr
40% on housing$90,690/yr
45% on housing$80,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 92240$174
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92240$246
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Price change$389,000
2026-03-17Listed for sale$424,900
2017-08-28Listing removed$1,550
2017-08-09Price change$1,550
2017-07-11Listed for rent$1,500
2015-07-08Listing removed$1,450
2015-05-06Listed for rent$1,450
2015-03-10Listing removed$1,450
2015-01-16Listed for rent$1,450
2013-09-13Listing removed$1,350
2013-08-11Price change$1,350
2013-08-07Listed for rent$1,295
2013-02-11Sold$131,000
2012-12-19Listed for sale$119,900
1998-07-23Sold$109,500

For Sale by Agent

AgentBelinda Hall
BrokerageHOMESMART

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