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620 S 249th Cir, Waterloo, NE, 68069

3beds
4baths
6,517sqft
$2,900,000
$445price/sqft
$21,039/moest. monthly cost
$841,560/yrincome needed

About This Home

This Home Is Everything. A striking expression of modern luxury and architectural artistry set along the shores of West Shores. Designed to impress and crafted to inspire, every space delivers a one-of-a-kind experience where soaring ceilings, dramatic walls of glass and curated designer finishes create a true work of art. The breathtaking great room is anchored by an iconic angled window framing mesmerizing lake views, while statement lighting and a gallery-inspired dining space elevate everyday living into an experience. The entertainer's lower level rivals a private lounge with expansive bar seating, game areas and seamless indoor-outdoor living. Rich textures, clean lines and thoughtfully selected details create a residence that feels both sophisticated and unforgettable. As the sun sets over the water, this extraordinary retreat becomes a setting for moments that simply can't be replicated. More than a home, this is a statement.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
9/10

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Water Softener,Washer,Dishwasher,Dryer,Disposal,Microwave,Double Oven,Wine Refrigerator,Cooktop

Basement

  • Area: 2845

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedroom2

  • Features: Window Covering, Bay/Bow Windows, 9'+ Ceiling, Walk-In Closet(s)
  • Level: Second

Bedroom3

  • Features: Wall/Wall Carpeting, Window Covering, 9'+ Ceiling, Walk-In Closet(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Family Room

  • Features: 9'+ Ceiling, Wet Bar, Concrete Floor
  • Level: Basement

Features

  • Wet Bar,High Ceilings,Exercise Room,Two Story Entry,Ceiling Fan(s),Garage Floor Drain,Pantry
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl,Plank
  • Number of fireplaces: 1
  • Fireplace features: Kitchen,Direct-Vent Gas Fire,Dining Room
  • Fireplace: Yes
  • Finished area below ground: 2,147
  • Finished area above ground: 4,370

Great Room

  • Features: Window Covering, Fireplace, Cath./Vaulted Ceiling, Luxury Vinyl Tile
  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,517
  • Total interior livable area: 6,517 sqft

Kitchen

  • Features: Window Covering, Fireplace, 9'+ Ceiling, Dining Area, Luxury Vinyl Tile
  • Level: Main

Master Bathroom

  • Features: 3/4

Master Bedroom

  • Features: Wall/Wall Carpeting, Window Covering, 9'+ Ceiling, Walk-In Closet(s)
  • Level: Main

Office

  • Features: Window Covering, 9'+ Ceiling, Luxury Vinyl Tile
  • Level: Main

Property

Details

  • Parcel number: 2524500330

Features

  • Levels: One and One Half
  • Patio & porch: Porch,Patio,Covered Deck,Covered Patio
  • Exterior features: Sprinkler System,Lighting,Lake Use
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.57 Acres
  • Features: Over 1/2 up to 1 Acre,Subdivided
  • Lot size dimensions: 86.7 x 225 x 135 x 225

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,663$175,956
Home Insurance $3,132$37,584
Property Taxes $2,842$34,104
Electricity $402$4,827
Total$21,039$252,468

Income You'd Need if You Spent...

35% on housing$721,337/yr
40% on housing$631,170/yr
45% on housing$561,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$445This listing

vs Other Active Listings

Avg $/sqft

ZIP 68069$218
Douglas County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 68069$187
Douglas County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$2,900,000

For Sale by Agent

AgentMichael Maley
BrokerageBHHS Ambassador Real Estate

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