




620 S 249th Cir, Waterloo, NE, 68069
About This Home
This Home Is Everything. A striking expression of modern luxury and architectural artistry set along the shores of West Shores. Designed to impress and crafted to inspire, every space delivers a one-of-a-kind experience where soaring ceilings, dramatic walls of glass and curated designer finishes create a true work of art. The breathtaking great room is anchored by an iconic angled window framing mesmerizing lake views, while statement lighting and a gallery-inspired dining space elevate everyday living into an experience. The entertainer's lower level rivals a private lounge with expansive bar seating, game areas and seamless indoor-outdoor living. Rich textures, clean lines and thoughtfully selected details create a residence that feels both sophisticated and unforgettable. As the sun sets over the water, this extraordinary retreat becomes a setting for moments that simply can't be replicated. More than a home, this is a statement.
Getting Around
Schools
Construction
Condition
- Property condition: Not New and NOT a Model
- Year built: 2020
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Water Softener,Washer,Dishwasher,Dryer,Disposal,Microwave,Double Oven,Wine Refrigerator,Cooktop
Basement
- Area: 2845
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Finished
Bedroom2
- Features: Window Covering, Bay/Bow Windows, 9'+ Ceiling, Walk-In Closet(s)
- Level: Second
Bedroom3
- Features: Wall/Wall Carpeting, Window Covering, 9'+ Ceiling, Walk-In Closet(s)
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- 3/4 bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Family Room
- Features: 9'+ Ceiling, Wet Bar, Concrete Floor
- Level: Basement
Features
- Wet Bar,High Ceilings,Exercise Room,Two Story Entry,Ceiling Fan(s),Garage Floor Drain,Pantry
- Window features: Window Coverings
- Flooring: Carpet,Luxury Vinyl,Plank
- Number of fireplaces: 1
- Fireplace features: Kitchen,Direct-Vent Gas Fire,Dining Room
- Fireplace: Yes
- Finished area below ground: 2,147
- Finished area above ground: 4,370
Great Room
- Features: Window Covering, Fireplace, Cath./Vaulted Ceiling, Luxury Vinyl Tile
- Level: Main
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 6,517
- Total interior livable area: 6,517 sqft
Kitchen
- Features: Window Covering, Fireplace, 9'+ Ceiling, Dining Area, Luxury Vinyl Tile
- Level: Main
Master Bathroom
- Features: 3/4
Master Bedroom
- Features: Wall/Wall Carpeting, Window Covering, 9'+ Ceiling, Walk-In Closet(s)
- Level: Main
Office
- Features: Window Covering, 9'+ Ceiling, Luxury Vinyl Tile
- Level: Main
Property
Details
- Parcel number: 2524500330
Features
- Levels: One and One Half
- Patio & porch: Porch,Patio,Covered Deck,Covered Patio
- Exterior features: Sprinkler System,Lighting,Lake Use
- Fencing: None
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 0.57 Acres
- Features: Over 1/2 up to 1 Acre,Subdivided
- Lot size dimensions: 86.7 x 225 x 135 x 225
Parking
- Total spaces: 4
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Heat Wave
- Ice Storm
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,663 | $175,956 |
| Home Insurance | $3,132 | $37,584 |
| Property Taxes | $2,842 | $34,104 |
| Electricity | $402 | $4,827 |
| Total | $21,039 | $252,468 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $2,900,000 |
