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4504 S 198th St, Omaha, NE, 68135

4beds
3baths
2,579sqft
$439,900
$171price/sqft
$3,465/moest. monthly cost
$138,600/yrincome needed

About This Home

Welcome to this 4-bedroom, 3-bath, 3-car garage home in Omaha's desirable Whitehawk neighborhood. Designed for modern living, this two story home features an open concept floor plan with a spacious great room, cozy gas fireplace, and a beautifully appointed kitchen offering granite countertops, abundant cabinetry, a walk-in pantry, and generous workspace. Upstairs, you'll find a versatile loft, all four bedrooms, and a private primary suite with dual vanities, a walk-in shower, and a large walk in closet. A convenient drop zone off the garage helps keep daily life organized, while the backyard covered patio provides the perfect space for relaxing or entertaining. Located in the Millard School District and just minutes from parks, shopping, dining, and everyday conveniences, this move-in ready home offers the ideal combination of space, style, functionality, and location. AMA

Getting Around

13
WalkingCar-Dependent
0
TransitNo Nearby Transit
15
BikeSomewhat Bikeable

Schools

8/10
Reagan Elementary SchoolGrades PK-50.1 mi
8/10
Beadle Middle SchoolGrades 6-82.0 mi
9/10
Millard West High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Stone,Masonite

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dishwasher,Dryer,Disposal,Microwave

Basement

  • Area: 1084

Basement

  • Has basement: Yes
  • Basement: Egress

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Direct-Vent Gas Fire
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,579

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,579
  • Total interior livable area: 2,579 sqft

Master Bathroom

  • Features: 3/4

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 2532251496
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Patio & porch: Porch,Patio,Covered Patio
  • Exterior features: Sprinkler System
  • Fencing: None

Lot

  • Lot size: 0.28 Acres
  • Features: Over 1/4 up to 1/2 Acre,City Lot,Corner Lot,Subdivided,Public Sidewalk,Curb Cut,Curb and Gutter

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $313$3,756
Property Taxes $769$9,228
Electricity $159$1,910
Total$3,465$41,580

Income You'd Need if You Spent...

35% on housing$118,800/yr
40% on housing$103,950/yr
45% on housing$92,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 68135$186
Douglas County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 68135$156
Douglas County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$439,900
2026-03-12Listing removed$447,400
2026-02-02Price change$447,400
2025-12-04Listed for sale$449,900
2025-12-04Listing removed$455,000
2025-11-11Listed for sale$455,000
2025-10-27Listing removed$470,000
2025-06-26Listed for sale$470,000
2020-03-06Sold$340,000
2019-06-21Listed for sale$346,637
2019-02-21Sold$45,000
2019-02-01Listed for sale$336,665

For Sale by Agent

AgentJoel Johnson
BrokerageBHHS Ambassador Real Estate

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