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65760 4th St, Desert Hot Springs, CA, 92240

2beds
1baths
976sqft
$295,000
$302price/sqft
$2,399/moest. monthly cost
$95,960/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 1-bathroom home offering over 1,000 square feet of living space on an expansive 10,000+ square foot CORNER lot in the heart of Desert Hot Springs. Conveniently located right next to the local high school, this property offers both space and accessibility for everyday living. Inside, you'll find a functional layout with three bedrooms, including a versatile third bedroom created from a garage conversion—perfect for a guest room, home office, hobby space, or additional living area. The spacious lot provides endless opportunities to create your dream backyard, add outdoor entertainment areas, or simply enjoy the extra room to spread out. Additional highlights include RV parking, making it easy to accommodate recreational vehicles, trailers, or extra vehicles, as well as a leased solar system to help with energy efficiency and monthly utility costs. Whether you're a first-time homebuyer, investor, or looking for a property with room to grow, this home presents an excellent opportunity in one of the Coachella Valley's fastest-growing communities. Schedule your private showing today and discover all the potential this Desert Hot Springs property has to offer!

Getting Around

31
WalkingCar-Dependent
34
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

3/10
2/10
3/10

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 976 sqft

Property

Details

  • Parcel number: 664182034
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 10,019 sqft
  • Features: 0-1 Unit/Acre,Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$97$1,164
Property Taxes $413$4,956
Electricity $398$4,786
Total$2,399$28,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,251/yr
40% on housing$71,970/yr
45% on housing$63,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 92240$174
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92240$246
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$295,000
2022-04-29Sold$259,000
2008-05-30Sold$70,000
2008-02-11Sold$192,600
2006-03-29Sold$245,000
2005-07-26Sold$162,000
2003-06-10Sold$111,500

For Sale by Agent

AgentDavid Rosales
BrokerageHomesmart

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