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1693 Higgins Way, Pacifica, CA, 94044

5beds
6baths
4,520sqft
$12,000,000
$2,655price/sqft
$74,471/moest. monthly cost
$2,978,840/yrincome needed

About This Home

Unique opportunity to unlock the advantages of buying an under construction home and benefit from preferred pricing by buying early. Located in the coveted Linda Mar neighborhood of Pacifica with incredible ocean views, this modern home has close proximity to biking and hiking trails with access to the Golden Gate National Recreation Area open space. Less than 25 minutes to SF and SFO Airport, with easy access to the Silicon Valley corridor. A short distance away from the Linda Mar Beach offering excellent surfing and fishing options. This magnificent modern home features multiple leisure areas, five en-suite bedrooms, an office, powder room, and a 4,520-square-foot living space on a large 21,391 sq. ft. lot. Long, private driveway leads to the residence. The property includes a pool, multiple terraces, and plenty of outdoor and indoor resort-type entertainment spaces. The contemporary kitchen has exotic worktops, modern appliances, and a large skylight. Two large linear gas fireplaces highlights the family room and master bedroom. The pool is surrounded by an expansive terrace, offering a true resort-style living. This is the place where you can make your dreams come true. Photos are renderings of the home under construction.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
Ortega Elementary SchoolGrades K-50.9 mi
7/10
8/10
Terra Nova High SchoolGrades 9-121.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other
  • Roof: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,Wet Bar
  • Fireplace features: Living Room,Primary Bedroom

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,520
  • Total interior livable area: 4,520 sqft

Property

Details

  • Parcel number: 023341080
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 3

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $60,678$728,136
Home Insurance *$1,451$17,412
Property Taxes $11,373$136,476
Electricity $969$11,631
Total$74,471$893,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,553,291/yr
40% on housing$2,234,130/yr
45% on housing$1,985,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,655This listing

vs Other Active Listings

Avg $/sqft

ZIP 94044$629
San Mateo County$913

vs Homes Sold Last Month

Median $/sqft

ZIP 94044$795
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Listed for sale$12,000,000
2021-07-13Sold$485,000
2021-03-30Price change$498,000
2020-01-19Listed for sale$588,000
2019-12-11Listing removed$548,000
2019-06-12Listed for sale$548,000
2018-11-22Listing removed$698,000
2018-06-02Listed for sale$698,000

New Construction

AgentNavdeep Kaur
BrokerageeXp Realty of Northern California, Inc.

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