Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

28981 Desert Charm Rd, Desert Hot Springs, CA, 92241

3beds
1baths
2,400sqft
$350,000
$146price/sqft
$2,785/moest. monthly cost
$111,400/yrincome needed

About This Home

If you are looking for a absolute privacy, 28981 Desert Charm Rd delivers. Tucked away from the hustle and bustle of the growing Coachella Valley, this property is situated in the peaceful desert retreat of Indio Hills, a scenic neighborhood where nearby homes are undergoing exciting expansions and upgrades. Set against a backdrop of sweeping, unobstructed mountain views, this sprawling 4.76 acre property offers a rare level of seclusion where you can experience the tranquility of having the desert to yourself. The true value of this property lies in its large acreage, phenomenal views, and the absolute quiet it provides. The grounds already feature a large front driveway pad and generous parking, offering a functional foundation for future builds. With nearly five acres of flat, usable land, the possibilities are vast: you can capitalize on the areas growing popularity. Ideally located, the site offers immediate to local hiking trails and outdoor recreation , with the iconic Joshua Tree National Park just a short drive away. It provides the ultimate serenity of private sanctuary while remaining conveniently close to shopping and amenities of the Coachella Valley. This presents an outstanding opportunity for investors or homeowners ready to bring their vision to life. Please contact me today for more information or to schedule a showing.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

4/10
Desert Ridge AcademyGrades 6-85.4 mi
6/10
Shadow Hills High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1974

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 750110038
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Desert,Mountain(s)

Lot

  • Lot size: 4.76 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$79$948
Property Taxes $423$5,076
Electricity $514$6,175
Total$2,785$33,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,485/yr
40% on housing$83,550/yr
45% on housing$74,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 92241$127
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92241$285
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-31Listed for sale$350,000
2023-06-25Listing removed--
2023-06-04Listed for rent$1,999
2023-05-22Listing removed--
2023-05-14Price change$1,999
2023-05-09Listed for rent$2,200
2021-10-06Listing removed--
2020-12-29Contingent$189,000
2020-10-17Pending sale$189,000
2020-07-29Listed for sale$189,000
2020-05-28Listing removed$249,000
2020-01-18Listed for sale$249,000
1997-08-26Sold$76,500

For Sale by Agent

AgentRosemarie Rosales
BrokeragePremier Realty Group Inc.

Similar Homes