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12383 Fitzroy St, Odessa, FL, 33556

4beds
2baths
1,864sqft
$539,900
$290price/sqft
$3,893/moest. monthly cost
$155,720/yrincome needed

About This Home

Luxury Entertainer’s Retreat in Premier Starkey Ranch Step into the ultimate Florida lifestyle with this impeccably upgraded 4-bedroom, 2-bathroom sanctuary in the highly desirable Starkey Ranch. Designed with an open-concept three-way split floor plan, this home seamlessly blends elegance with high-end functionality. The heart of the home is a gourmet chef’s kitchen featuring premium quartz countertops, a gas stove, under-cabinet lighting, and sleek stainless appliances. Retreat to the primary ensuite, where tray ceilings and luxurious LV flooring create a serene escape, complemented by a spa-like double vanity and an expansive walk-in closet. Visit the welcome to Starkey Ranch website for more information. Entertaining is effortless in the living area, anchored by a custom built-in fireplace wall with sophisticated accent lighting. Triple glass sliding doors lead to your private outdoor oasis: a screened-in lanai with a heated hot tub, opening to a massive 32x30 pavered patio perfect for sunset gatherings. Modern peace of mind is built-in with double-pane windows, hurricane shutters, and a tankless gas water heater. Located just 30 minutes from Tampa Airport and steps away from world-class community pools, trails, and dog parks, this home offers more than just a place to live—it offers a lifestyle Schedule your private tour today to experience this Starkey Ranch gem in person

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Odessa Elementary SchoolGrades PK-51.2 mi
5/10
River Ridge High SchoolGrades PK,9-124.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Refrigerator,Washer,Water Softener
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First

Features

  • Built-in Features,Ceiling Fan(s),Chair Rail,Crown Molding,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Hurricane Shutters
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,740
  • Total interior livable area: 1,864 sqft

Kitchen

  • Features: Other,Built-in Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bathroom

  • Features: Linen Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 172628004.0005.00004.0
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Private Yard,Rain Gutters
  • Has spa: Yes
  • Spa features: Above Ground

Lot

  • Lot size: 7,286 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$290$3,480
Property Taxes $676$8,112
Electricity $197$2,366
Total$3,893$46,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,474/yr
40% on housing$116,790/yr
45% on housing$103,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 33556$281
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33556$281
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$529,900
2026-04-30Price change$539,900
2026-03-20Price change$549,900
2026-03-16Price change$559,000
2026-03-07Listed for sale$569,000
2018-08-31Sold$326,700

For Sale by Agent

AgentPam Pampenella, PA
BrokerageINVESTMENT FLORIDA REALTY LLC

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