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28504 TRANQUIL LAKE CIRCLE, Wesley Chapel, FL, 33543

4beds
3baths
2,251sqft
$365,000
$162price/sqft
$2,744/moest. monthly cost
$109,760/yrincome needed

About This Home

Seller is offering generous incentives to help buy down your interest rate and lower your monthly payment! Experience maintenance-free luxury and ultimate convenience in the heart of Wesley Chapel at The Arbors at Wiregrass Ranch. This spacious 4-bedroom townhouse features a rare and highly sought-after first-floor primary suite, a versatile upstairs loft, and an open-concept chef’s kitchen designed for effortless entertaining. Step outside to your private patio to take in serene, uninterrupted water views with the ultimate privacy of no rear neighbors. Nestled in an award-winning, top-rated school zone, Wiregrass Elementary, Dr. John Long Middle, and Wiregrass Ranch High are all less than 5 minutes from your front door. You are perfectly positioned in Wesley Chapel’s premier growth hub—just 3 minutes to the Wiregrass Ranch Sports Campus, 5 minutes to fine dining and retail at The Shops at Wiregrass, and minutes from the vibrant new Downtown Avalon Park and Legacy Downtown Hub developments. Plus, enjoy a quick 10-minute drive to KRATE, with seamless I-75 access making commute times to Downtown Tampa and TPA Airport a breeze. Resort-style community pool, scenic walking trails, top schools, and lower monthly payments—this home checks every box. Schedule your private tour today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
9/10
6/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedroom3

  • Features: Built-in Closet
  • Level: Second

Bedroom4

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,778
  • Total interior livable area: 2,251 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 192620002.0004.00028.0
  • Attached to another structure: Yes
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System
  • Has view: Yes
  • View description: Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond

Lot

  • Lot size: 2,750 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Wildfire
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$172$2,064
Property Taxes $501$6,012
Electricity $226$2,718
Total$2,744$32,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,080/yr
40% on housing$82,320/yr
45% on housing$73,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 33543$181
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33543$226
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$355,000
2026-07-29Price change$365,000
2026-06-09Price change$370,000
2026-05-29Price change$395,000
2026-05-22Listed for sale$410,000
2025-12-31Listing removed$398,490
2025-12-02Price change$398,490
2025-11-10Price change$398,990
2025-10-06Price change$399,990
2025-09-28Price change$409,990
2025-09-08Price change$424,990
2025-08-21Price change$429,990
2025-08-14Price change$449,990
2025-06-13Listed for sale$459,000
2017-11-08Sold$260,300

For Sale by Agent

AgentVeronica Baena
BrokerageMARK SPAIN REAL ESTATE

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