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1588 Ludington Ave, Zephyrhills, FL, 33543

5beds
4baths
2,471sqft
$475,000
$192price/sqft
$3,266/moest. monthly cost
$130,640/yrincome needed

About This Home

Spacious 5-bedroom, 3.5-bath, 2-car garage two-story home in the highly desirable Union Park master-planned community of Wesley Chapel. Thoughtfully designed floorplan offers spacious rooms, abundant natural light, and seamless flow for everyday living and entertaining. Recent updates include a new HVAC (2024) and removal of carpet — buyer receives a $10,000 flooring allowance at closing to personalize the home. Enjoy resort-style community amenities: Open-Air Clubhouse, resort and lap pools, splash pad, Zen Garden & Birdhouse Village, nature trails, scenic lakes, outdoor fitness stations, indoor gym, fire pit & picnic pavilions, and tot lot. Perfect for families and active lifestyles, Union Park feels like a retreat while keeping you connected to work, school, and play. Close to Pasco County growth corridors, shopping and dining. Don’t miss this exceptional opportunity to make this move-in-ready home yours.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
9/10
6/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Eating Space In Kitchen,High Ceilings,In Wall Pest System,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Concrete

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,468
  • Total interior livable area: 2,471 sqft

Kitchen

  • Features: Pantry,Granite Counters,Kitchen Island,Storage Closet
  • Level: First

Living Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 255
  • Dimensions: 17x15

Primary Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Granite Counters,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3526200240002000050
  • Zoning: MPUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System,Private Yard,Rain Gutters

Lot

  • Lot size: 5,075 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$224$2,688
Property Taxes $393$4,716
Electricity $248$2,984
Total$3,266$39,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,977/yr
40% on housing$97,980/yr
45% on housing$87,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 33543$181
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33543$226
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$475,000
2017-10-09Sold$290,600

For Sale by Agent

AgentMelissa Mitchell
BrokerageKELLER WILLIAMS CORNERSTONE RE

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