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14772 River Ln, River Pines, CA, 95675

1beds
1baths
995sqft
$200,000
$201price/sqft
$1,661/moest. monthly cost
$66,440/yrincome needed

About This Home

Escape to your own private sanctuary in the charming community of River Pines! Tucked away at the end of a quiet road for ultimate privacy, this quaint cottage offers a rare combination of stunning river views and incredible investment potential. The sale includes three additional parcels, giving you the unique opportunity to expand, add an ADU, or create your ultimate outdoor oasis. Inside, the home features beautiful wood ceilings, brand-new flooring, and a bright, open floor plan. Two large sliding doors seamlessly blend indoor living with the outdoors, making it easy to soak in those gorgeous vistas. Upstairs, you will find a spacious bedroom with a convenient walk in closet that doubles as a laundry room. The absolute crown jewel of this property is its location. Situated right across from the water, you are just steps away from easy access to the community swimming hole on the South Fork of the Cosumnes River. Whether you are looking for a peaceful primary residence, a rewarding fixer-upper, or a highly lucrative Airbnb investment, this diamond in the rough is ready to shine.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
2/10
Ione Junior High SchoolGrades 6-817.3 mi
8/10
Amador High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Raised,Slab
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Dryer,Washer
  • Laundry features: Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 995 sqft

Kitchen

  • Features: Laminate Counters

Property

Details

  • Parcel number: 014042056000
  • Zoning: R1A
  • Special condition: Offer As Is

Features

  • Waterfront features: River Access

Lot

  • Lot size: 0.32 Acres
  • Features: Cul-De-Sac,Dead End,Irregular Lot

Parking

  • Parking features: No Garage,Uncovered Parking Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Wildfire
Winter Weather
Avalanche
Heat Wave
Landslide
Lightning

FEMA Declared Disasters in Amador County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$74$888
Property Taxes $178$2,136
Electricity $398$4,786
Total$1,661$19,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,948/yr
40% on housing$49,830/yr
45% on housing$44,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 95675$155
Amador County$286

vs Homes Sold Last Month

Median $/sqft

ZIP 95675
Amador County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$200,000

For Sale by Agent

AgentMeri Brimhall
BrokerageKeller Williams Realty EDH

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