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938 Old County Rd, Severna Park, MD, 21146

6beds
11baths
15,737sqft
$12,975,000
$824price/sqft
$83,012/moest. monthly cost
$3,320,480/yrincome needed

About This Home

This extraordinary gated 20-acre waterfront estate, featuring a French-inspired stone residence, sits prominently along the banks of the Severn River just minutes from downtown Annapolis and under an hour from Washington, DC. With coveted western exposure, the property offers breathtaking, year-round sunsets and over 23,000 square feet of combined living space across the main house, guest house, and carriage house—all set amid rolling lawns, formal gardens, mature trees, and natural surroundings. The main residence is designed for both grand entertaining and comfortable living, with ten sets of French doors opening to terraces and gardens. A dramatic two-story foyer with limestone and marble inlays leads to a soaring great room anchored by an 18th-century French carved limestone mantel. Additional main-level spaces include a formal dining room, library, and music room—each with its own fireplace—and a gourmet kitchen featuring dual marble-topped islands. Upstairs, an open gallery overlooks the great room and grounds, while the expansive primary suite offers a fireplace, private sitting room, and waterside balcony with sweeping river views. The lower level is equally impressive, with a family room, billiards room and bar, a striking stone wine cellar with tasting room, media room, full gym with bath and sauna, and an additional bedroom suite. A separate wing provides a dedicated art studio or craft space, complemented by a motor court and two three-car garages. Outdoor living is equally refined, with manicured lawns and gardens, an expansive patio, outdoor kitchen, hot tub, and charming details including a gardening shed, chicken coop, and raised beds. The approximately 6,000-square-foot guest house is ideal for hosting, centered around a pool with a covered veranda, outdoor fireplace, bar, and gazebo—all with water views. Inside, it offers spacious living and dining areas with a shared stone fireplace, three bedrooms, two full and two half baths, and a full catering kitchen with Viking appliances. A breezeway connects to the carriage house with an additional three-car garage. The estate’s 900 feet of shoreline is complemented by a 350-foot deep-water pier (8–9' MLW) with four slips, including two accommodating 60-foot vessels, and two boat lifts—perfect for boating, sailing, and enjoying life on the Severn River and Chesapeake Bay.

Getting Around

9
WalkingCar-Dependent
28
TransitSome Transit
5
BikeSomewhat Bikeable

Schools

10/10
Jones Elementary SchoolGrades K-50.4 mi
10/10
9/10
Severna Park High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 3726

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Partial,Improved,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 11
  • Full bathrooms: 8
  • 1/2 bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Features

  • Additional Stairway,Bar,Breakfast Area,Built-in Features,Elevator,Entry Level Bedroom,Primary Bath(s),Primary Bedroom - Bay Front,Bathroom - Stall Shower,Studio,Upgraded Countertops,Walk-In Closet(s),Wine Storage,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space
  • Flooring: Wood
  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 2,842
  • Finished area above ground: 12,895

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 16,621
  • Total interior livable area: 15,737 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020300090060241
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Private pool: Yes
  • Pool features: Private
  • Patio & porch: Patio,Screened,Terrace
  • Exterior features: Barbecue,Extensive Hardscape,Lighting,Water Falls,Underground Lawn Sprinkler,Balcony
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Water,Courtyard,Garden,Panoramic,River,Trees/Woods
  • Has water view: Yes
  • Water view: Water,River
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,River,Private Access
  • Waterbody name: Severn River
  • Frontage length: Water Frontage Ft: 900

Lot

  • Lot size: 20 Acres
  • Features: Private

Parking

  • Total spaces: 9
  • Parking features: Garage Faces Side,Inside Entrance,Circular Driveway,Lighted,Private,Attached
  • Has garage: Yes
  • Attached garage spaces: 9
  • Covered spaces: 9
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $65,608$787,296
Home Insurance *$3,403$40,836
Property Taxes $11,996$143,952
Electricity $2,005$24,060
Total$83,012$996,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,846,125/yr
40% on housing$2,490,360/yr
45% on housing$2,213,653/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$824This listing

vs Other Active Listings

Avg $/sqft

ZIP 21146$356
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21146$316
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$12,975,000
2025-11-15Listing removed$12,975,000
2025-05-05Listed for sale$12,975,000
2024-08-29Listing removed$13,500,000
2024-06-17Price change$13,500,000
2023-09-13Listed for sale$14,995,000
2022-11-09Listing removed$15,900,000
2022-06-08Listed for sale$15,900,000
2014-04-22Sold$6,750,000
1999-04-29Sold$1,490,000

For Sale by Agent

AgentDay Weitzman
BrokerageColdwell Banker Realty

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