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509 Perry St, Jackson, CA, 95642

3beds
2baths
2,070sqft
$489,000
$236price/sqft
$3,586/moest. monthly cost
$143,440/yrincome needed

About This Home

Welcome to this beautifully custom-built 3-bedroom, 2-bath home in the heart of Jackson, offering approximately 2,070 square feet of thoughtfully designed living space. Daily living is conveniently located on the main level and features an inviting open-concept floor plan that seamlessly connects the living room and kitchenperfect for both everyday living and entertaining. Take in scenic views of Butte Mountain from the front deck and front bedrooms, then unwind on the covered back patio overlooking a peaceful horse pasture, creating the feeling of country living while enjoying the convenience of being right in town. Mature trees and established landscaping provide beauty, privacy, and a natural setting throughout the property. The spacious dining room offers plenty of room for gatherings and is complemented by a large pantry for exceptional storage. A custom metal fence enhances a portion of the yard, adding both character and functionality. Don't miss this unique opportunity to own a quality custom home that combines comfort, charm, and an unbeatable Jackson location.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
4/10
7/10
Argonaut High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Raised,Slab,Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Room

Features

  • Flooring: Carpet,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,070 sqft

Kitchen

  • Features: Laminate Counters

Master Bathroom

  • Features: Closet,Shower Stall(s),Window

Master Bedroom

  • Features: Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 020390024000
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Metal,Wood
  • Topography of land: Lot Sloped,Lot Sloped

Lot

  • Lot size: 7,405 sqft
  • Features: Street Lights

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Gentle Up Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Heat Wave
Inland Flooding
Avalanche
Drought
Landslide
Lightning

FEMA Declared Disasters in Amador County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$267$3,204
Property Taxes $404$4,848
Electricity $443$5,326
Total$3,586$43,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,948/yr
40% on housing$107,580/yr
45% on housing$95,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 95642$218
Amador County$285

vs Homes Sold Last Month

Median $/sqft

ZIP 95642
Amador County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$489,000
2026-07-30Price change$495,000
2026-07-24Listed for sale$499,000

For Sale by Agent

AgentCarly Gonzales
BrokerageGold Country Modern Real Estate

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