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27050 Inspiration Dr E, Pioneer, CA, 95666

5beds
3baths
2,880sqft
$550,000
$191price/sqft
$4,134/moest. monthly cost
$165,360/yrincome needed

About This Home

Spacious mountain retreat on 5.47 secluded acres currently operating as a successful VRBO! This large 5-bedroom, 3-bath home offers plenty of room for guests with two separate living/family rooms and accommodations that sleep up to 14 people. Enjoy the peaceful setting from the large open deck where you can relax and listen to the nearby year-round stream. The detached game room adds even more space for entertainment and gatherings, while the whole house generator provides added comfort and peace of mind year-round. Ideally located just 20 minutes to Bear River, 45 minutes to Kirkwood Mountain Resort, and a short drive to South Lake Tahoe. Conveniently close to Shenandoah Valley and Fair Play wineries, making this an excellent full-time residence, vacation getaway, or income-producing property surrounded by the beauty and privacy of the Sierra foothills.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
2/10
Ione Junior High SchoolGrades 6-816.8 mi
8/10
Amador High SchoolGrades 9-1216.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Combination
  • Roof: Composition
  • Construction materials: Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Microwave,Free-Standing Gas Oven
  • Laundry features: Sink,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Concrete,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Pellet Stove,Family Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Pellet Stove,Propane,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,880 sqft

Kitchen

  • Features: Stone Counters

Property

Details

  • Parcel number: 032160011000
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Fencing: Partial

Lot

  • Lot size: 5.47 Acres
  • Features: Secluded,Garden,Stream Year Round

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Lightning
Avalanche
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Amador County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$262$3,144
Property Taxes $474$5,688
Electricity $617$7,410
Total$4,134$49,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,737/yr
40% on housing$124,020/yr
45% on housing$110,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 95666$175
Amador County$285

vs Homes Sold Last Month

Median $/sqft

ZIP 95666
Amador County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$550,000
2003-08-22Sold$270,000

For Sale by Agent

AgentJill Gardner
BrokerageSierra Homes & Properties

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