See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

18844 Inspiration Dr W, Pioneer, CA, 95666

2beds
2baths
1,400sqft
$379,000
$271price/sqft
$2,827/moest. monthly cost
$113,080/yrincome needed

About This Home

Nestled among the trees on a private road, this raised ranch style home offers a unique blend of comfort, functionality, and serene forest views. With 2 bedrooms, 2 bathrooms, and a fully finished walk-in basement room, this property is packed with upgrades and storage. Enjoy the luxury of heated bathroom floors, a Jacuzzi tub, updated appliances, and multiple laundry hookups. The home features a wrap-around redwood deck, concrete patio, and fenced backyard with a garden area, greenhouse, and chicken palace'' for your feathered friends. A whole-house generator system, water filtration system, and recently replaced high-producing well pump (16 GPM in 2021) ensure peace of mind. The pull through garage, multiple shop spaces, closet organizers, and 220V power connections make this property a dream for hobbyists or RV travelers with RV hookups already in place. Whether you're entertaining or relaxing under the treetop canopy, this home blends rural charm with thoughtful modern touches.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
2/10
Ione Junior High SchoolGrades 6-816.0 mi
8/10
Amador High SchoolGrades 9-1216.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Microwave
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Bamboo,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Free Standing,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,400 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 032250013000
  • Zoning description: R1
  • Special condition: Standard

Features

  • Fencing: Partial

Lot

  • Lot size: 1.02 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Boat,RV Possible,RV Storage,Garage Faces Front,Uncovered Parking Spaces 2+
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Lightning
Avalanche
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Amador County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$181$2,172
Property Taxes $332$3,984
Electricity $398$4,786
Total$2,827$33,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,925/yr
40% on housing$84,810/yr
45% on housing$75,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 95666$174
Amador County$285

vs Homes Sold Last Month

Median $/sqft

ZIP 95666
Amador County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$379,000
2026-03-06Listing removed$379,000
2025-12-02Listed for sale$379,000
2025-12-01Listing removed$379,000
2025-09-08Price change$379,000
2025-05-16Listed for sale$395,000
2013-09-30Sold$169,000
2009-08-19Sold$203,000
2008-12-06Listing removed$299,000
2008-09-26Listed for sale$299,000

For Sale by Agent

AgentNeeta Patel
BrokerageVista Sotheby's International Realty

Similar Homes