118 Pine Bluff Dr, Montgomery, TX, 77356
About This Home
Charming, warm, and welcoming, this beautifully maintained 3-bedroom, 2.5-bath home is located in the private gated community of Bentwater Yacht and Country Club and offers 2,325 square feet of comfortable living space on an oversized lot. Inside, you’ll find a functional and inviting layout complete with a dedicated office, spacious living areas, large bedrooms, a well thought out kitchen with plenty of prep space, and a walk-in pantry perfect for everyday convenience and extra storage. The oversized backyard provides endless possibilities to create your own private retreat — whether you envision a pool, outdoor kitchen, garden, or entertaining space. With it’s warm character, generous lot size, and flexible floor plan, this home is the perfect blend of comfort, privacy, and opportunity. Designed with accessibility in mind, offering wheelchair-friendly living spaces and aging-in place functionality.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Double Oven,Microwave,Gas Cooktop,Dishwasher
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedroom
- Level: First
- Area: 168
- Dimensions: 14 x 12
Bedroom
- Level: First
- Area: 132
- Dimensions: 12 X 11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Breakfast
- Level: First
- Area: 144
- Dimensions: 16 X 9
Features
- Formal Entry/Foyer,High Ceilings,All Bedrooms Down,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
- Flooring: Engineered Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,325
- Total interior livable area: 2,325 sqft
Kitchen
- Level: First
- Area: 195
- Dimensions: 13 X 15
Living Room
- Level: First
- Area: 224
- Dimensions: 16 X 14
Other
- Level: First
- Area: 36
- Dimensions: 6 X 6
Other
- Level: First
- Area: 154
- Dimensions: 14 X 11
Other
- Level: First
- Area: 72
- Dimensions: 9 X 8
Primary Bath
- Level: First
- Area: 100
- Dimensions: 10 X 10
Primary Bedroom
- Level: First
- Area: 238
- Dimensions: 14 X 17
Utility Room
- Level: First
- Area: 56
- Dimensions: 7 X 8
Property
Details
- Parcel number: 345776
Features
- Stories: 1
- Patio & porch: Patio/Deck
- Exterior features: Sprinkler System
Lot
- Lot size: 0.25 Acres
- Features: Back Yard,Near Golf Course,Subdivided,1/4 Up to 1/2 Acre
Parking
- Total spaces: 2
- Parking features: Attached,Oversized,Additional Parking,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Inland Flooding
- Hail
- Hurricane
- Heat Wave
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $391 | $4,692 |
| Property Taxes | $644 | $7,728 |
| Electricity | $255 | $3,063 |
| Total | $3,792 | $45,504 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $495,000 |
| 2026-07-18 | Pending sale | $495,000 |
| 2026-06-04 | Listed for sale | $495,000 |
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