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10695 White Rock Rd, Conroe, TX, 77306

4beds
2baths
3,717sqft
$799,000
$215price/sqft
$6,113/moest. monthly cost
$244,520/yrincome needed

About This Home

Welcome home to the perfect blend of privacy, space, and modern country living on 4.99 unrestricted acres with no HOA. Tucked behind a gated entry this wooded property offers room to spread out and enjoy the outdoors while staying close to nearby growth and conveniences. A wraparound covered porch and screened-in back porch set the tone for relaxed country living. Inside, enjoy an open-concept living area with high ceilings, a chef-style kitchen with large island, custom cabinetry, granite counters, walk-in pantry & professional range. The flexible layout includes a media room with projector, upstairs bonus room with balcony, and first-floor bonus room with separate entrance. Updates include renovated baths in 2025, a luxury primary bath with rain shower, dual vanities, claw foot tub, two newer HVAC units, & a whole-home Generac generator. Outside features include a 24x30 shop w/ electricity & covered carport, cross-fenced pasture and a custom 8x10 chicken coop. See the Features List!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
4/10
2/10
Splendora High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Freestanding Oven,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Area: 288
  • Dimensions: 12x24

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 255
  • Dimensions: 15x17

Family Room

  • Level: First
  • Area: 456
  • Dimensions: 19x24

Features

  • Balcony,Vaulted Ceiling,All Bedrooms Down
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,717
  • Total interior livable area: 3,717 sqft

Kitchen

  • Level: First
  • Area: 270
  • Dimensions: 18x15

Living Room

  • Level: First
  • Area: 342
  • Dimensions: 19x18

Media Room

  • Level: Second
  • Area: 289
  • Dimensions: 17x17

Other

  • Level: Second
  • Area: 270
  • Dimensions: 15x18

Primary Bedroom

  • Level: First
  • Area: 280
  • Dimensions: 14x20

Property

Details

  • Parcel number: 461463
  • Exclusions: Front Porch Swing

Features

  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Balcony
  • Fencing: Back Yard,Cross Fenced

Lot

  • Lot size: 4.99 Acres
  • Features: Back Yard,Cleared,Wooded,2 Up to 5 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Oversized,Additional Parking,Circular Driveway,Driveway Gate,Workshop in Garage,Detached Carport
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$711$8,532
Property Taxes $954$11,448
Electricity $408$4,897
Total$6,113$73,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,588/yr
40% on housing$183,390/yr
45% on housing$163,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 77306$166
Montgomery County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 77306$128
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$799,000
2019-07-26Sold--
2019-06-27Pending sale$395,000
2019-05-28Price change$395,000
2019-04-15Pending sale$399,000
2019-04-08Listed for sale$399,000

For Sale by Agent

AgentIsrael Flores
BrokerageKeller Williams Realty Southwest

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