See other homes in:
Primary listing photo

4020 Stone Rd, Bethel Island, CA, 94511

2beds
2baths
1,040sqft
$499,999
$481price/sqft
$3,544/moest. monthly cost
$141,760/yrincome needed

About This Home

Welcome to this charming home in Bethel Island! This 1,040 sq ft home features one bedroom and one full bathroom, making it ideal for those seeking a cozy living space. The kitchen is equipped with an electric oven and oven range, perfect for preparing your favorite meals. The dining area includes a breakfast bar as well as a space within the living room, allowing for flexible dining options. The flooring throughout the home is wood, providing a warm and inviting atmosphere. For those cooler days, the home is heated by a wall furnace, and there's no need to worry about summer heat with the cooling system in place. The full bathroom is conveniently located on the ground floor and includes a shower over tub setup with tile finishes. Additionally, the home features more than one primary bedroom on the ground floor, adding to its unique functionality. While the home does not have a garage or pool, you'll find convenient laundry options and be part of the Oakley Union Elementary school district. Dont miss out on this lovely Bethel Island property that combines practicality with comfort.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Summer Lake ElementaryGrades K-51.9 mi
2/10
5/10
Freedom High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Other,Electric Oven,Electric Oven/Range
  • Laundry features: Other

Bathroom

  • Features: ShoweroverTub1, Tile, FullonGroundFloor

Bedroom

  • Features: GroundFloorPrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningAreainLivingRoom

Family Room

  • Features: Other

Features

  • Door features: None
  • Flooring: Wood

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0300100070
  • Zoning: F-1
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5,663 sqft

Parking

  • Parking features: Boat Dock,Guest,No Garage,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Wildfire
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$89$1,068
Property Taxes $529$6,348
Electricity $398$4,786
Total$3,544$42,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,508/yr
40% on housing$106,320/yr
45% on housing$94,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 94511$308
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94511$389
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-01Price change$499,999
2025-03-23Price change$549,999
2025-02-26Listed for sale$579,000
2025-02-03Listing removed$589,000
2024-12-13Price change$589,000
2024-10-10Price change$595,000
2024-09-19Price change$650,000
2024-09-04Listed for sale$680,000

For Sale by Agent

AgentMelanie Holthaus
BrokerageAlliance Bay Realty

Similar Homes