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5014 Sandmound Blvd, Oakley, CA, 94561

3beds
3baths
2,100sqft
$929,000
$442price/sqft
$6,332/moest. monthly cost
$253,280/yrincome needed

About This Home

Waterfront Oasis with Room for Everyone. Welcome to your private waterfront retreat offering space, flexibility, and endless potential for multi-generational living or income. The upper level features a spacious layout with 2 bedrooms, 2 bathrooms, full kitchen, laundry, and an expansive living area—perfect for relaxing or entertaining with plenty of shade on a sunny day to view nature and incredible water views. Enjoy the sunrise from either back deck or take a sunset cruise by water. The lower level includes a private studio complete with full bath, kitchen, and laundry, ideal for guests. A standout feature is the enclosed boat berth, equipped with two slips, and a hydro hoist, 2 roll-up garage doors, two bedrooms, a full bathroom, and kitchen—not to mention one additional outdoor slip, a rare and versatile waterfront amenity. Surrounded by lush landscaping and vibrant greenery, this property creates a true oasis feel. Additional highlights include 30 owned solar panels for energy efficiency, an irrigation pump for easy landscape maintenance, newer roof, new trex deck replaced in 2023. This is waterfront living at its finest—functional, flexible, and full of possibilities. With the right offer all fixtures and furnishings including water toys and all boats can be yours! * a few of these pics have been edited for size/removal of some items*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Summer Lake ElementaryGrades K-50.9 mi
2/10
5/10
Freedom High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1991

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Oven,Refrigerator,Dryer,Washer,Gas Water Heater
  • Laundry features: 220 Volt Outlet,Dryer,Laundry Room,Washer,Cabinets

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • In-Law Floorplan,Breakfast Bar
  • Flooring: Laminate,Carpet
  • Fireplace features: Pellet Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Kitchen

  • Features: 220 Volt Outlet, Breakfast Bar, Tile Counters, Dishwasher, Electric Range/Cooktop, Disposal, Oven Built-in, Refrigerator

Property

Details

  • Parcel number: 0322010117
  • Special condition: Standard

Features

  • Levels: Two Story
  • Stories: 2
  • Pool features: None
  • Exterior features: Dock,Back Yard,Garden/Play,Terraced Back,Landscape Back,Private Entrance
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 8,276 sqft
  • Features: Level,Back Yard,Landscaped,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,RV/Boat Parking,Parking Lot,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Wildfire
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,697$56,364
Home Insurance *$209$2,508
Property Taxes $976$11,712
Electricity $450$5,403
Total$6,332$75,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,097/yr
40% on housing$189,960/yr
45% on housing$168,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$442This listing

vs Other Active Listings

Avg $/sqft

ZIP 94561$312
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94561$339
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$929,000
2007-09-07Sold$670,000

For Sale by Agent

AgentJulie Jackson
BrokerageBoyd Real Estate, Inc.

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