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140 Raye Ave, Oakley, CA, 94561

2beds
1baths
1,160sqft
$460,000
$397price/sqft
$3,252/moest. monthly cost
$130,080/yrincome needed

About This Home

Welcome to this charming 2 bedroom 1 Bath home in the serene neighborhood of Oakley. Spanning 1160 square feet of living space on a generous 9000+ sq ft lot, this home offers incredible potential. Situated in a tightly held neighborhood with very low turn over, you'll find a blank canvas to craft your dream home. The open-concept seamlessly connects the kitchen and living space and with one bedroom large enough to be reimagined into two. While the home does need some work, it is brimming with opportunity- expand, renovate and make it your perfect dream home. The roof was installed in 2020 and the Heating and air system in 2024. Home was fully rebuilt in the late 90's with new insulation, siding, foundation, most windows and kitchen, raised ceilings. (All done with permits) Don't miss out on this rare gem!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
2/10
5/10
Freedom High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1942

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dryer,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Counter - Solid Surface
  • Flooring: Vinyl,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,160
  • Total interior livable area: 1,160 sqft

Kitchen

  • Features: Counter - Solid Surface,Eat-in Kitchen,Disposal

Property

Details

  • Parcel number: 0330400078
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Fenced

Lot

  • Lot size: 9,147 sqft
  • Features: Cul-De-Sac,Front Yard,Back Yard

Parking

  • Total spaces: 2
  • Parking features: Detached,Parking Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$103$1,236
Property Taxes $425$5,100
Electricity $398$4,786
Total$3,252$39,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,497/yr
40% on housing$97,560/yr
45% on housing$86,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 94561$314
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94561$339
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentDawn Bass
BrokerageTwin Oaks Real Estate

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