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3803 Pato Ln, Oakley, CA, 94561

3beds
2baths
1,109sqft
$590,000
$532price/sqft
$4,408/moest. monthly cost
$176,320/yrincome needed

About This Home

Location, location, location! Nestled just off Laurel Road, this charming turnkey single-story home sits on a premium corner lot in an established Oakley neighborhood—perfectly positioned between newer home communities and the conveniences buyers love, WITHOUT the HOA and high special assessments. This is where you want to be. Step inside to a home that feels bright, open, airy, and effortlessly welcoming. High ceilings and newer LVP flooring throughout create an elevated yet cozy feel, while the kitchen features gorgeous quartz countertops and a fresh, inviting space for everything from busy mornings to family dinners and entertaining the people you love. It is the kind of home that feels easy to live in and even better to come home to. Surrounded by parks, trails, all levels of schools, Laurel Ball Fields, shopping, dining, and the new Safeway, this location makes everyday life feel simple. The premium corner-lot setting also offers potential RV or side-yard access for added flexibility. With quick access to Highway 4 and the bypass, this location offers the best of both Oakley and Brentwood—giving you room to enjoy the lifestyle families move to East County for. Spend weekends on the Delta with boat days, waterfront dining, fishing, and sunset cruises, then head into Brentwood for dinner, boutique shopping, farmers markets, family events, and all the everyday conveniences that make life feel full. Within about an hour of the Bay Area, you can enjoy a more relaxed pace without feeling far from the places you need to be. Move-in ready, beautifully positioned, and full of the lifestyle buyers are looking for—don’t miss it.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
3/10
5/10
Freedom High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Hookups Only,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Nook,Updated Kitchen
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,109
  • Total interior livable area: 1,109 sqft

Kitchen

  • Features: Breakfast Nook, Stone Counters, Updated Kitchen

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0342900776
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One Story
  • Stories: 1
  • Pool features: None
  • Exterior features: Back Yard
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,Premium Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Side Yard Access,Other,RV Possible
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$133$1,596
Property Taxes $894$10,728
Electricity $398$4,786
Total$4,408$52,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,131/yr
40% on housing$132,240/yr
45% on housing$117,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$532This listing

vs Other Active Listings

Avg $/sqft

ZIP 94561$313
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94561$339
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$590,000
2026-07-02Listed for sale$590,000
1993-11-19Sold$135,500

For Sale by Agent

AgentBrianna Salinas
BrokerageEXP Realty

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