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3819 Pato Ln, Oakley, CA, 94561

4beds
2baths
1,485sqft
$640,000
$431price/sqft
$4,546/moest. monthly cost
$181,840/yrincome needed

About This Home

This beautifully upgraded single-story home showcases stunning updates and a backyard retreat unlike any other. Soaring vaulted ceilings and wide-plank luxury vinyl flooring set the tone the moment you walk in, centered by a decorative-tiled fireplace and backyard views that keep nature close. The fully renovated kitchen is a showstopper, gray shaker cabinetry, quartz countertops, subway tile backsplash, oversized island with bar seating, wall-mount range hood, stainless steel appliances, open floating shelves, and shutters. A sun-drenched dining nook with a sleek black pendant chandelier sits just off the kitchen. The primary suite offers vaulted ceilings and a dual-sink en suite with updated fixtures. Three additional bedrooms include one with a custom wood plank accent wall; a well appointed hall bath serves the rest. Outside, a Trex deck beneath a vine-draped pergola overlooks a lush, private garden with lavender, mature flowering plants, and layered greenery creating your own backyard sanctuary. Two-car garage, owned solar and covered front entry complete the package. Minutes to Downtown Oakley, the Sand Creek Road dining and retail corridor, Big Break Regional Shoreline, miles of Delta waterways, hiking trails, and easy Hwy 4 access to the greater Bay Area.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
3/10
5/10
Freedom High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Electric Oven/Range
  • Laundry features: Gas Dryer Hookup,In Garage

Bathroom

  • Features: DoubleSinks, ShowerandTub

Bedroom

  • Features: PrimarySuiteRetreat

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: BreakfastNook, DiningArea

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Vaulted Ceiling(s)
  • Flooring: Carpet,Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,485
  • Total interior livable area: 1,485 sqft

Kitchen

  • Features: Island

Property

Details

  • Parcel number: 0342900818
  • Zoning: P-1
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard,Fenced,Storage Shed Structure,Fire Pit

Lot

  • Lot size: 7,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street,Parking Area
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$144$1,728
Property Taxes $768$9,216
Electricity $398$4,786
Total$4,546$54,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,862/yr
40% on housing$136,380/yr
45% on housing$121,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 94561$313
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94561$339
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$640,000
2016-06-23Sold$382,000
2016-05-27Pending sale$369,000
2016-05-20Listed for sale$369,000
1993-11-23Sold$153,500

For Sale by Agent

AgentMichael Gordon
BrokerageE3 Realty & Loans

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